1 Neely Street, Stone Mills, ON

$425,000
MLS#:X13587278
4 beds
2 baths
1500-2000 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 82.56 x 131.22 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, ERV/HRV, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Looking for an affordable place to call home? This welcoming 3+1 bedroom home has plenty of space for a growing family or anyone looking to get into the housing market. With 1 full bathroom, a convenient 2-piece bath, and the added bonus of main floor laundry, it's designed for comfortable everyday living. The spacious kitchen offers an abundance of cupboards, making meal prep and storage a breeze, while the dining room features patio doors leading to the deck, fenced dog run, and large backyard-perfect for summer BBQs, pets, or simply relaxing outdoors. Downstairs, the partially finished basement provides extra living space with plenty of potential to make it your own. Situated on a large lot on a quiet street, you'll enjoy the peaceful setting while still being just minutes from the grocery store, post office, recreation centre, and the local ice cream shop. If you love the outdoors, you'll appreciate having access to many beautiful lakes in the area, offering endless opportunities for boating, fishing, swimming, and making the most of every season. Combining small-town convenience with year-round recreation, this home is a wonderful opportunity for first-time buyers, families, or anyone looking for an affordable place to putdown roots.

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Property Summary

This detached home located at 1 Neely Street, Stone Mills is currently for sale and has been available on SousaSells for 7 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 1 Neely Street, Stone Mills is in the 63 - Stone Mills neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size82.56 × 131.22 Feet
CountyLennox & Addington
Annual Tax$2,974.65
Legal DescriptionLT 5 BLK R PL 86; PT LT 6 BLK R PL 86 PT 1 29R5343; STONE MILLS

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Level, School, School Bus Route

Interior Features

Carpet Free, ERV/HRV, Sump Pump

Security Features

Smoke Detector

Community Features

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Location

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1 Neely Street, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1 Neely Street, Stone Mills, ON K0K 3G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

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Interest Rate4.00%
Down Payment$127,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period30 Years
Estimated Monthly Payment$1,415Based on a loan of $297,500 over 30 years.
Purchase Price$425,000
Loan Amount$297,500
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in Stone Mills, ON

For a property listed at $425,000 in Stone Mills, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 63 - Stone Mills, Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,727

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.