14 Cross Street, Stone Mills, ON
Property no longer active
This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 82 x 132 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Air Exchanger, Carpet Free, Sump Pump
- equipped with window unit(s) central cooling and highly efficient forced air heating via propane
Description
Are you searching for your very first home or your next equity project? 14 Cross offers the kind of solid bones and potential that are very difficult to find at a price so affordable. Step inside to find a generous eat-in kitchen filled with natural light, flowing effortlessly into a bright and comfortable living room thanks to oversized windows. The main level also includes a full bathroom and convenient laundry room, making daily living easy and accessible. Upstairs you will find a large primary bedroom that features dual closets and a second bedroom offering even more great space and flexibility. A bonus room of large walk-in closet adds for more versatility as its potential uses could be for a home office, playroom, or additional storage. Efficiency meets durability with spray foam insulation in the crawl space, a steel roof, vinyl windows, and a forced-air propane furnace giving you peace of mind while keeping operating costs in check. Outside, unwind on the back deck with your morning coffee or plan your next project in the spacious barn-style garage, complete with an upper loft and a supply of lumber already included. There's even an invisible dog fence installed perfect for pet lovers looking for both freedom and security. This is the type of neighbourhood that kids ride their bikes in carefree. Just feet away at the end of Cross Street is a recreation facility that includes a ball diamond, hockey rink and playground. This property isn't just a place to live, its a chance to build, grow, and make something truly yours. With great structure, smart upgrades, and room to customize, 14 Cross Street is a rare find in todays market. Don't miss out, schedule your private showing today and explore the possibilities!
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 14 Cross Street, Stone Mills is currently for sale and has been available on SousaSells for 374 days. This property is listed at $199,000 with an estimated mortgage of $662* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 14 Cross Street, Stone Mills is in the 63 - Stone Mills neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Air Exchanger, Carpet Free, Sump Pump, Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 14 Cross Street, Stone Mills, ON K0K 1Z0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.
Configure Loan Settings
About Purchasing a Home in Stone Mills, ON
For a property listed at $199,000 in Stone Mills, the legal minimum down payment is $9,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,715 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,715.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for 63 - Stone Mills, Stone Mills.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.