19 Cherry Lane, Stone Mills, ON

$599,900
MLS#:X13011830
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 44.93 x 66.12 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via other

Description

Welcome to 19 Cherry Lane, a beautifully appointed, three-bedroom, two-bath property that fuses rustic charm with refined comforts-all set on a coveted waterfront lot on Beaver Lake. Currently used as a cottage but has a heated water line from the lake that can be used in the winter and the property is insulated and has heat pumps for heat and air conditioning. This is an incredible opportunity to own a private lakeside retreat, just steps from the water's edge. From the moment you arrive, this home expresses thoughtful design. The open-concept main living area is anchored by vaulted wood-plank ceilings, natural light, and panoramic water views. The kitchen, with its stylish finishes and efficient layout, flows seamlessly into the dining and living spaces-perfect for entertaining or quiet evenings by the lake. You'll find three comfortable bedrooms offering restful privacy and two baths. An insulated bunkie with heating and A/C is perfect for extra guests. Step outside onto the multi-level deck system, where decks, patios, and a pavilion beckon you to unwind while soaking in breathtaking water views. Whether you're sipping morning coffee as ripples form on the lake, reading under the summer sun, or hosting sunset cocktails on the waterside deck, this home elevates every moment outdoors. A private, accessible shoreline gives you direct entry to the lake-swim, paddle, or fish just steps from your door. A lovely beach is nearby, perfect for leisurely strolls. You're also a short drive from dining options, grocery stores, the LCBO, boutique shops, and local charm. The property has been recently sided with Maibec CanExel Engineered Siding for lasting quality and appeal. Outdoor lovers will appreciate the surrounding natural trails and the refreshing serenity that only waterfront landscapes can provide. Located just 30 minutes north of the 401 and Napanee. Bunkie was added in 2025, home was fully updated in 2018. In-floor heating is plumbed in but not hooked up.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size44.93 × 66.12 Feet
CountyLennox & Addington
Annual Tax$2,507.81
Legal DescriptionPT LT 7 CON 4 SHEFFIELD PT 1 29R1752, T/W LA273651; STONE MILLS and PT LT 7 CON 4 SHEFFIELD; STONE MILLS ( As Per GeoWarehouse )

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Beach, Place Of Worship, School, Waterfront

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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19 Cherry Lane, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 19 Cherry Lane, Stone Mills, ON K0K 3G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Stone Mills, ON

For a property listed at $599,900 in Stone Mills, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$571,270

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.