193 Red Cedar Point Road, Stone Mills, ON

$549,900
MLS#:X13467524
2 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 85 x 231.8 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Water Heater, Water Treatment
  • equipped with window unit(s) central cooling and highly efficient forced air heating via propane

Description

Welcome to waterfront living on beautiful Varty Lake in Yarker! This charming 4-season2-bedroom home offers an incredible opportunity to enjoy lake life year-round with stunning views, a private dock, and peaceful surroundings. Nestled on a mature treed lot, the property features excellent outdoor entertaining spaces including a waterfront gazebo, firepit area, spacious deck, and screened-in sunroom perfect for enjoying summer evenings by the water. Inside, you'll find a warm and inviting layout with updated flooring in the living room, a cozy woodstove, and large windows showcasing the lake views. The spacious kitchen features ample cabinetry and a movable island, while the updated bathroom and comfortable bedrooms make this property ideal as either a full-time residence or weekend retreat. Additional features include a detached workshop, storage sheds, a 40-foot well, 2,000-gallonholding tank, Culligan Iron-Clear automatic water filtration system, newer well pump and pressure tank, newer washing machine, and two window air conditioners. Plenty of parking and negotiable contents make this a turn-key opportunity for buyers looking to start enjoying cottage country immediately. Relax, unwind, and take in the sunsets on one of the area's most desirable waterfront settings just a short drive to Kingston and Napanee.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2026
Sold price information is available to members only
Listed Date6/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionVinyl Siding
BasementUnfinished
Lot Size85 × 231.8 Feet
CountyLennox & Addington
Annual Tax$2,901.75
Legal DescriptionPT LT 41 CON 4 CAMDEN EAST PT 8 R120; STONE MILLS

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Clear View, Lake Access, Level, Waterfront

Interior Features

Water Heater, Water Treatment

Security Features

Community Features

Location

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193 Red Cedar Point Road, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 193 Red Cedar Point Road, Stone Mills, ON K0K 3N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Stone Mills, ON

For a property listed at $549,900 in Stone Mills, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$566,595

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.