340 Cutler Road, Stone Mills, ON

$949,000
MLS#:X12202686
3 beds
2 baths
1500-2000 sqft
18.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium hardboard construction, this residence presents an exceptional opportunity offered at $949,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 951.95 x 651.95 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 18.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

A warm welcome home! Your search is complete! This spectacular home sits on 26.43 Acres of land, a rarity for the area! Enjoy the tranquility of rural living w/out sacrificing modern convenience. This gorgeous custom blt bungalow (2017) shows an immaculate pride of ownership w/upgrades galore, featuring Hardie siding, engineered hrdwd flrs & stylish ceramic in the wet areas. The gourmet kitchen, boasts a massive quartz island & SS appls it flows seamlessly into the open concept liv space. The primary ste incl a full ens w/an oversized shower & dble sinks in quartz counters. Step out to the ultra private hot tub through terrace drs w/a tilt-or-open function. Expansive windows flood the vaulted livrm w/natural light & offer lovely views of the surrounding greenery. A spacious dinrm features a cozy wdstove & access to the screened-in porch via a 2nd set of tilt-or-open drs, providing a relaxing space to enjoy the evenings or morning coffee & access to the substantial deck. The main flr laundryrm is well-designed w/excellent stge, incl blt-in pantry shelves. The untouched bsmt offers a blank canvas to let your creativity run wild. But wait, there's more! From the house, it's a short stroll down the wooded pathway to experience the 2,150 sqft heated garage/wkshop & truly appreciate all that it has to offer, incl the new concrete pkng pad & the oversize dr that will accommodate your RV or boat. This space is a dream for auto restoration, wd working or entertaining your friends at the wet bar watching the game. With electricity, wifi, & a sizable loft, the possibilities are endless! Nature lovers will adore the property w/its abundant wildlife, wildflowers, & walking trails winding through a wonderfully wooded landscape, backing onto the Cataraqui Trail. You're mins to the Napanee River & Varty Lake, perfect for boating, only 10 mins to the 401,and 25 mins to the amenities of Kingston. This incredible pty offers tons of space to entertain indrs & out just move-in & enjoy!

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Property Summary

This detached home located at 340 Cutler Road, Stone Mills is currently for sale and has been available on SousaSells for 406 days. This property is listed at $949,000 with an estimated mortgage of $3,159* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 340 Cutler Road, Stone Mills is in the 63 - Stone Mills neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 18, 2025
Sold price information is available to members only
Listed Date6/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionHardboard
BasementFull, Unfinished
Lot Size951.95 × 651.95 Feet
CountyLennox & Addington
Annual Tax$5,882.01
Legal DescriptionPT LT 38 CON 2 Camden East PT 1 29R9800 Township of Stone Mills

Parking & Garage

Parking Spaces18.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Part Cleared, Place Of Worship, River/Stream, Wooded/Treed

Interior Features

Air Exchanger, Auto Garage Door Remote, Carpet Free, ERV/HRV, On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank, Sump Pump

Security Features

Carbon Monoxide Detectors, Security System, Smoke Detector

Community Features

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Location

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340 Cutler Road, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 340 Cutler Road, Stone Mills, ON K0K 3N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,700 (30.0%)
* Minimum Canadian down payment required for this price is $69,900.
Amortization Period30 Years
Estimated Monthly Payment$3,159Based on a loan of $664,300 over 30 years.
Purchase Price$949,000
Loan Amount$664,300
Provincial Land Transfer Tax:$15,455
Total Estimated Closing Taxes:$15,455

About Purchasing a Home in Stone Mills, ON

For a property listed at $949,000 in Stone Mills, the legal minimum down payment is $69,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,455 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 63 - Stone Mills, Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,727

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.