488 Gull Creek Lane, Stone Mills, ON

$1,950,000
MLS#:X13500580
5 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,950,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 378 x 183 ft lot
  • Features a full, walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Brick & Beam, Carpet Free, ERV/HRV
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via propane

Description

Welcome to an extraordinary waterfront retreat overlooking the pristine waters of Sheffield Long Lake. Nestled in complete privacy and surrounded by nature, this remarkable timber frame residence offers the perfect blend of luxury, craftsmanship and self-sufficient living. Designed to impress, the home features soaring cathedral ceilings and dramatic timber frame construction that create a breathtaking sense of space and warmth throughout. With 5 bedrooms and 2.5 bathrooms, there is ample room for family and guests. The gourmet kitchen has been thoughtfully designed for entertaining and everyday living. Expansive windows capture stunning western exposure, showcasing spectacular sunsets over the lake and filling the living spaces with natural light. The fully finished lower level offers additional living and recreation space, highlighted by beautiful stamped concrete flooring and a dedicated exercise room. Every detail has been considered to provide comfort, functionality and timeless appeal. This unique property is fully off-grid, offering independence without compromise. Serviced by a drilled well, septic system, solar power and a propane generator backup system, the home delivers reliable year-round living while embracing a sustainable lifestyle. Outside, the waterfrontage is ideal for swimming, boating, and fishing opportunities. A large dock extends into the lake, while a separate swim raft and charming gazebo create the perfect setting for summer enjoyment. The spacious deck offers multiple areas for entertaining, dining or simply relaxing while taking in the panoramic lake views. A metal roof, a bunkie for guests and complete privacy enhance the appeal of this rare offering. Whether you are seeking a year-round residence, family cottage, or luxury recreational property, this spectacular property delivers an unparalleled waterfront lifestyle in a breathtaking setting. Experience privacy, sunsets and the serenity of lakefront living at its finest.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFull, Walk-Out, Finished
Lot Size378 × 183 Feet
CountyLennox & Addington
Annual Tax$7,684.53
Legal DescriptionLT 13 PL 1188; STONE MILLS

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Lake Access, River/Stream, Waterfront, Wooded/Treed

Interior Features

Brick & Beam, Carpet Free, ERV/HRV, Generator - Full, Guest Accommodations, On Demand Water Heater, Water Heater Owned, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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488 Gull Creek Lane, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 488 Gull Creek Lane, Stone Mills, ON K0K 3G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

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Interest Rate5.25%
Down Payment$390,000 (20.0%)
* Minimum Canadian down payment required for this price is $390,000.
Amortization Period25 Years
Estimated Monthly Payment$9,296Based on a loan of $1,560,000 over 25 years.
Purchase Price$1,950,000
Loan Amount$1,560,000
Provincial Land Transfer Tax:$35,475
Total Estimated Closing Taxes:$35,475

About Purchasing a Home in Stone Mills, ON

For a property listed at $1,950,000 in Stone Mills, the legal minimum down payment is $390,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $35,475 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $35,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$568,162

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.