564 Cutler Road, Stone Mills, ON

$699,900
MLS#:X13469754
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 63 - Stone Mills. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 150 x 400 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

**Save the HST and enjoy the peace of mind of a Tarion New Home Warranty!** This brand-new 3-bedroom, 2-bathroom bungalow, currently under construction, offers the perfect blend of modern comfort, privacy, and location. Ideally situated just 15 minutes from both Kingston and Napanee, you'll enjoy peaceful rural living while remaining close to schools, shopping, restaurants, and everyday amenities.Designed with modern lifestyles in mind, the bright open-concept layout creates an inviting space that's perfect for entertaining or relaxing with family. The spacious primary suite, two additional well-sized bedrooms, and thoughtfully designed floor plan make this home ideal for families, retirees, or anyone looking to enjoy the ease of one-level living.The unfinished walkout basement offers incredible potential-a blank canvas ready for your vision. Create additional living space, a home gym, recreation room, workshop, or even an in-law suite.Offering exceptional value in a highly desirable location on a private 1.37-acre lot, this is your opportunity to own a quality-built, brand-new home with room to grow. Don't miss your chance to make it yours!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementUnfinished, Walk-Out
Lot Size150 × 400 Feet
CountyLennox & Addington
Annual Tax$0
Legal DescriptionPT LT 35 CON 1 CAMDEN EAST PT 5 29R4461; STONE MILLS

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Place Of Worship, School, School Bus Route, Wooded/Treed

Interior Features

None

Security Features

Smoke Detector

Community Features

Location

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564 Cutler Road, Stone Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 564 Cutler Road, Stone Mills, ON K0K 3N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stone Mills.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Stone Mills, ON

For a property listed at $699,900 in Stone Mills, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Stone Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

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No current listings found in Stone Mills.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stone Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$566,595

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.