21 Birmingham Street, Stratford, ON

$739,900
MLS#:X12278327
2 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 25, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $739,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 88.6 x 107.47 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Built-In Oven, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 21 Birmingham Street, one of Stratford's prized and seldom offered Regency Cottages. Built in 1865, this stunning home sits on a large double lot at the corner of Birmingham and St. Patrick Street. Stone steps lead to a welcoming foyer with soaring ceilings. To the left is the first of two bedrooms, this cozy room features a gas fireplace and custom library shelving. Two elegant living rooms provide grand yet inviting spaces, with hardwood floors. A spacious dining room flows naturally into the kitchen and living areas, ideal for entertaining. It features an original stained glass window by Canadian artist Robert Jekyll, who also created the pieces framing the main entrance. Beyond the dining area is a custom home office with built-in desk and cabinetry, and a discreet laundry nook with Bosch stackable washer and dryer. The main-floor 3-piece bath offers heated floors and a shower/sauna. The modern kitchen combines style and function with cork flooring, exposed brick, and GE Profile appliances: built-in oven, warming drawer, microwave, French door fridge with bottom freezer, and a 5-burner gas cooktop. A quartz island with integrated sink, dishwasher, and accessory table makes it ideal for cooking and gathering. Upstairs, a guest suite includes a 3-piece bath and a generous walk-in dressing room with built-in closets and cabinetry. A covered porch off the kitchen overlooks the professionally landscaped yard, with a path leading to St. Patrick Street. The large, corner lot offers potential for a garage or second-storey addition. Architectural and landscape plans are available. This is a truly one-of-a-kind home in a one-of-a-kind city. Historic, rare, and full of opportunity.

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Property Summary

This detached home located at 21 Birmingham Street, Stratford is currently for sale and has been available on SousaSells for 376 days. This property is listed at $739,900 with an estimated mortgage of $2,463* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 21 Birmingham Street, Stratford is in the Stratford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 20, 2025
Sold price information is available to members only
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementUnfinished
Lot Size88.6 × 107.47 Feet
CountyPerth
Annual Tax$6,151
Legal DescriptionPlan 20 PT Lot 351

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Built-In Oven, Sump Pump, Water Heater, Water Softener

Security Features

Community Features

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Location

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21 Birmingham Street, Stratford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Birmingham Street, Stratford, ON N5A 2S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

Configure Loan Settings

Interest Rate4.00%
Down Payment$221,970 (30.0%)
* Minimum Canadian down payment required for this price is $48,990.
Amortization Period30 Years
Estimated Monthly Payment$2,463Based on a loan of $517,930 over 30 years.
Purchase Price$739,900
Loan Amount$517,930
Provincial Land Transfer Tax:$11,273
Total Estimated Closing Taxes:$11,273

About Purchasing a Home in Stratford, ON

For a property listed at $739,900 in Stratford, the legal minimum down payment is $48,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,273 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,442

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
Hamlet
Public315 West Gore Street, Stratford, Ontario, N5A 7N4
5.2

Secondary Schools

St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0
Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.