Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Set on a quiet street and walkable to Stratford's parks and the Avon River, this solid 1.5-storey red brick home offers a great opportunity for first-time buyers or young families looking to enter the market. The main floor features a comfortable and functional layout with a bright living room, separate dining area, and a ceramic-tiled kitchen. Sliding doors off the dining room lead to a large, newer deck overlooking a fully fenced backyard-ideal for kids, pets, or outdoor entertaining. Upstairs, you'll find three bedrooms and a full 4-piece bathroom, providing practical space for a growing family. The basement is fully insulated and offers excellent additional storage. A well-located, approachable home with solid fundamentals and room to grow-an excellent entry point into Stratford's housing market.
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This could be the first listing for this address.
Data-driven valuation for 21 College Street, Stratford, ON N5A 4R4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.
About Purchasing a Home in Stratford, ON
For a property listed at $475,000 in Stratford, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.