21 Mercer Street, Stratford, ON

$699,900
MLS#:X14081032
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 21 Mercer Street Stratford ON listed at $699,900 (MLS# X14081032) - Main View
For Sale
Added:Oct 15, 2026(3 days ago)
Updated:Oct 15, 2026(3 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 34.17 x 125.53 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Water Heater, Water Meter, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Get ready to fall in love with this beautifully updated century home perfectly situated in the desirable Avon Ward, just blocks from the river and downtown! Step inside through the inviting enclosed porch and discover a bright and welcoming main floor designed for comfortable everyday living and entertaining. The spacious living room flows into a separate dining room, creating the perfect setting for family dinners and gatherings, and continues into an oversized and updated chef-inspired kitchen featuring quartz countertops, generous prep space, storage galore, and is truly the heart of the home. Upstairs features a primary bedroom with a huge walk-in closet, two additional generously sized bedrooms, and a beautifully updated bathroom. The finished basement provides valuable additional living space, perfect for family movie nights, a recreation room, an office, or accommodating overnight guests. An additional updated bathroom/laundry room adds even more functionality to this versatile space. Step outside to discover a large, fully fenced backyard offering exceptional privacy and plenty of room for outdoor entertaining, gardening, relaxing, or enjoying time with family, friends, and pets. The detached garage provides excellent flexibility for additional storage or a workshop. Unbeatable location, incredible outdoor space, lots of parking, and updates throughout, this home offers so much love. Situated on a very quiet street with the river and downtown just moments away, this charming home is ready to welcome its next chapter!

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Property Summary

This detached home located at 21 Mercer Street, Stratford is currently for sale and has been available for 3 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 21 Mercer Street, Stratford is in the Stratford neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Stratford, Stratford.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Stratford.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$699,900
AddedOct 15, 2026 (3 days ago)
UpdatedOct 15, 2026 (3 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale
List Office NameHome and Company Real Estate Corp Brokerage

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size34.17 Ă— 125.53 Feet
CountyPerth
Annual Tax$4,597.15
Rental ItemsHot Water Heater, Water Softener
Legal DescriptionPT LOT 85 PLAN 52 STRATFORD; PT LOT 86 PLAN 52 STRATFORD; PT LOT 87 PLAN 52 STRATFORD AS IN R307328 ; STRATFORD

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Public Transit

Interior Features

  • Water Heater
  • Water Meter
  • Water Softener

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Stratford Home Buyer Advisory & Market HubActive MLS® Listing in Stratford, Ontario

Looking to Buy a Home in Stratford?

If you are looking for a house in Stratford or researching Stratford real estate for sale, this 3-bedroom detached at 21 Mercer Street, Stratford, ON offers an exceptional opportunity to buy a home in Stratford, Ontario. Whether you are a first-time Stratford home buyer or comparing active Stratford MLS® homes for sale, working with a dedicated Stratford buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Stratford Homes for Sale & MLS® Listings

Browse all verified Stratford real estate listings, compare active Stratford houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Stratford Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Stratford realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Stratford Buyer Budget & Costs

Estimated mortgage: $2,330*/month*. Estimated Ontario Land Transfer Tax: $10,473. First-time Stratford home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Stratford

Frequently Asked Questions about 21 Mercer Street, Stratford, ON

Q.What is the asking price for 21 Mercer Street, Stratford, ON ?

The current listing price for 21 Mercer Street, Stratford, ON in Stratford, Stratford is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 21 Mercer Street, Stratford, ON ?

21 Mercer Street, Stratford, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 21 Mercer Street, Stratford, ON offer?

Key property features include: Fenced Yard, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Water Meter, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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21 Mercer Street, Stratford, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stratford, Stratford

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 21 Mercer Street, Stratford, ON N5A 6J5

Estimated Sales Range
$665,000 - $686,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Stratford, ON

For a property listed at $699,900 in Stratford, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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Stratford, Stratford Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$804,139

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stratford, Stratford

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Bedford
Public59 Bedford Drive, Stratford, Ontario, N5A 5J7
6.8

Secondary Schools

St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0
Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4

Stratford, Stratford Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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