261 Albert Street, Stratford, ON

$849,000
MLS#:X13536138
5 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 64.8 x 119.3 ft lot
  • Features a finished, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sewage Pump, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to this exceptional five-bedroom, four-bathroom home, rebuilt from the ground up with remarkable attention to quality and modern family living. Virtually every major component has been replaced or upgraded, including electrical, plumbing, heating and cooling systems, roof, siding, soffit and fascia, driveway, landscaping, and more, offering the confidence and comfort of what is essentially a new home in one of Stratford's desirable midtown neighbourhoods.The main floor features a bright, open-concept living space with windows on two sides, 9.5-foot ceilings, and a fireplace that anchors the entertainment wall. A versatile front room with a large window and generous closet space makes an ideal home office, den, or additional bedroom. A convenient main-floor bathroom and laundry area add everyday functionality.At the heart of the home is a stunning gourmet kitchen, complete with a large island designed for casual dining and entertaining and a full suite of Samsung appliances. A new deck extends the living space outdoors, overlooking the newly sodded backyard on a spacious double lot. The newly sided detached garage offers excellent storage or the opportunity to create the workshop, studio, or entertainment space you've always envisioned.A substantial second-storey addition adds exceptional space and flexibility. A custom corner staircase window fills the upper level with natural light. The private primary suite features a beautifully appointed ensuite, while three additional generously sized bedrooms, each with large windows and ample closet space, are served by a newly added four-piece bathroom.The lower level offers a spacious family and entertainment room with a large egress window and convenient two-piece bathroom, along with access to substantial storage space in the original basement.Beautifully finished and thoughtfully designed, this is a home that offers space to grow, room to gather, and the peace of mind of knowing the work has already been done.

Upcoming Open Houses

Sunday, July 12, 202610:30 AM - 12:00 PMPublic
Sunday, July 12, 202610:30 AM - 12:00 PMPublic

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Property Summary

This detached home located at 261 Albert Street, Stratford is currently for sale and has been available on SousaSells for 5 days. This property is listed at $849,000 with an estimated mortgage of $2,826* per month. It has 5 beds, 4 bathrooms, and is 1500-2000 square feet. 261 Albert Street, Stratford is in the Stratford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFinished, Unfinished
Lot Size64.8 × 119.3 Feet
CountyPerth
Annual Tax$4,268
Legal DescriptionPLAN 47 LOT 122

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Park

Interior Features

Sewage Pump, Sump Pump, Water Heater, Water Softener

Security Features

Community Features

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Location

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261 Albert Street, Stratford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 261 Albert Street, Stratford, ON N5A 3K8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,700 (30.0%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period30 Years
Estimated Monthly Payment$2,826Based on a loan of $594,300 over 30 years.
Purchase Price$849,000
Loan Amount$594,300
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Stratford, ON

For a property listed at $849,000 in Stratford, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$683,278

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
Hamlet
Public315 West Gore Street, Stratford, Ontario, N5A 7N4
5.2

Secondary Schools

St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0
Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.