97 BAY Street, Stratford, ON
Property no longer active
This property was sold on January 15, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 40 x 120 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient unknown configuration
- Notable attributes: Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
There’s room to grow at 97 Bay Street! This cheerful three bed, one bath, house has good space inside and out. The open living and dining areas feature Brazilian cherry floors, trim, crown moldings and big windows letting in lots of light. Friends and family will gather in the big kitchen offering lots of counter space, ceramic floors and pot lights. Off the kitchen is convenient main floor laundry, storage, and access out to the backyard. Upstairs is a good-sized primary bedroom with a second and third bedroom or office, laminate and original pine floors, and four piece bathroom. The mostly fenced yard is a gardener's dream, with raised beds, apple, plum, and cherry trees, currant, blueberry and raspberry bushes and rhubarb. Located within an easy walk to downtown amenities, river, library, and theatres.
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Property Summary
This detached home located at 97 BAY Street, Stratford is currently for sale and has been available on SousaSells for 680 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 97 BAY Street, Stratford is in the Stratford neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital, Fenced Yard
Interior Features
Sump Pump
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 97 BAY Street, Stratford, ON N5A 4K8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Stratford, ON
For a property listed at $499,900 in Stratford, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.