146 Ridge Street, Strathroy-Caradoc, ON

$824,900
MLS#:X12018466
4 beds
4 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of SW. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 55.09 x 139.35 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the Beautiful 2-storey, 4B/3.5Bath home situated at 146 Ridge St. Strathroy. Enjoy peaceful suburban living while having city amenities at your doorstep. Spent more than 50k in upgrades from Builder, Includes Large Balcony on 2nd level to enjoy Morning/Evening Coffee, High end Appliances, upgraded Bathrooms, Pot lights. Large pool-sized yard invites you to create your own outdoor oasis. Main Level Offers Separate Living Room & Family Room Combined with Dining & Beautiful Large Kitchen with upgraded S/S Appliances. 2nd Level Offers 4 Bedrooms, Double Doors to Primary Bedroom with w/I Closet & Elegant 5-Piece Ensuite, Glass sliding door w/o to large Balcony. 2nd Bathroom comes with double sink Quartz Top Vanity for your morning efficiency. Basement partially finished with separate Entrance & 4PC Bath + Large windows, Originally planned for future in-law suite or If someone interested to make 2nd Apartment. Mins from Hospital, Restaurants, Grocery stores & Banks.

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Property Summary

This detached home located at 146 Ridge Street, Strathroy-Caradoc is currently for sale and has been available on SousaSells for 491 days. This property is listed at $824,900 with an estimated mortgage of $2,746* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 146 Ridge Street, Strathroy-Caradoc is in the SW neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 21, 2025
Sold price information is available to members only
Listed Date3/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Separate Entrance
Lot Size55.09 × 139.35 Feet
CountyMiddlesex
Annual Tax$5,067.07
Legal DescriptionLOT 18, PLAN 33M783 MUNICIPALITY OF STRATHROY- CARADOC

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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146 Ridge Street, Strathroy-Caradoc, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 146 Ridge Street, Strathroy-Caradoc, ON N7G 4K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Strathroy-Caradoc.

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Interest Rate4.00%
Down Payment$247,470 (30.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,430 over 30 years.
Purchase Price$824,900
Loan Amount$577,430
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Strathroy-Caradoc, ON

For a property listed at $824,900 in Strathroy-Caradoc, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Strathroy-Caradoc (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for SW, Strathroy Caradoc.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,459,900

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.