173 Centre Street, Strathroy Caradoc, ON

$419,900
MLS#:X12112929
2 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of NE. Expertly crafted featuring premium concrete block construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 46.25 x 165 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover the delightful charm of 173 Centre Street E, Strathroy a truly inviting 1.5-story home that offers a wonderful entry into homeownership. Nestled on a peaceful street, this beautifully maintained residence boasts 2 comfortable bedrooms and a well-appointed bathroom. Step outside and be captivated by the expansive, park-like backyard, a serene oasis perfect for relaxation and outdoor enjoyment. Imagine the convenience of municipal water coupled with the added benefit of a sand point well for lush gardens and outdoor tasks. The handy detached garage, complete with power, offers fantastic storage or a dedicated workspace. Recent updates, including the sewer line, provide added peace of mind. What truly elevates this property is its superb location. Situated within easy walking distance of Our Lady Immaculate Catholic School, the diverse shops and amenities of Kenwick Mall, and local places of worship, daily life is effortlessly convenient. Furthermore, its prime position just minutes from Highway 402 ensures a smooth commute to the vibrant city of London, the charming community of St. Thomas, and surrounding areas. This is more than just a house; it's a lovely home in a fantastic neighborhood, offering an exceptional blend of comfort, convenience, and value.

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Property Summary

This detached home located at 173 Centre Street, Strathroy Caradoc is currently for sale and has been available on SousaSells for 442 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 173 Centre Street, Strathroy Caradoc is in the NE neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date4/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionConcrete Block
BasementPartial Basement, Unfinished
Lot Size46.25 × 165 Feet
CountyMiddlesex
Annual Tax$2,226
Legal DescriptionPT LTS 49 & 50, 34PL217, AS IN 948070 MUNICIPALITY OF STRATHROY-CARADOC

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Wooded/Treed, Place Of Worship, Golf

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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173 Centre Street, Strathroy Caradoc, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 173 Centre Street E, Strathroy Caradoc, ON N7G 1T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Strathroy Caradoc.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in Strathroy Caradoc, ON

For a property listed at $419,900 in Strathroy Caradoc, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in Strathroy Caradoc (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for NE, Strathroy Caradoc.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$599,766

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.