38 Bella Street, Strathroy-Caradoc, ON

$549,900
MLS#:X12226426
3 beds
3 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of SE. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 132 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

CUTE AS A BUTTON BUNGALOW! Welcome to this adorable 2+1 bedroom fully finished bungalow, perfectly situated on a quiet street that boasts fantastic curb appeal. With a mature red maple tree and lovely landscaping adorning the front yard, this home exudes charm and pride of ownership that is apparent both inside and out. Step inside to discover an inviting main level, where the open-concept layout seamlessly connects a bright living room, enhanced by stunning hardwood floors, with a spacious dining area that features a convenient patio walkout to the back deck, perfect for entertaining or enjoying tranquil mornings. The well-equipped kitchen offers abundant cupboard and counter space, including a functional island with a breakfast bar, complete with all essential appliances. On the main level, you will find two generously sized bedrooms, including a nice primary bedroom that boasts a full four-piece en-suite bathroom. Additionally, there is a full four-piece main bath and easy access to a one-and-a-half-car garage, enhancing convenience on the main level. The fully finished lower level is a true gem, offering a large family room complete with a wet bar, perfect for gatherings or movie nights. This level also includes a third bedroom with walk in closet, a thoughtfully designed three-piece bathroom, a separate laundry room, and plenty of storage space to keep everything organized. Recent updates ensure peace of mind, with a new air conditioning unit , roof, and owned water heater all installed in 2018, along with a water softener added in 2022. The property is equipped with a Sandpoint and irrigation system, ensuring a lush yard in this delightful setting. Located near all of the amenities in Strathroy's south end like restaurants and shopping as well as easy access to the downtown and 402 highway this home could be just the one for you. It is a true must see! Note:Some of the photos are virtually staged to give you an idea what you can do with the spaces.

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Property Summary

This detached home located at 38 Bella Street, Strathroy-Caradoc is currently for sale and has been available on SousaSells for 394 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 3 bathrooms, and is 700-1100 square feet. 38 Bella Street, Strathroy-Caradoc is in the SE neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 24, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished
Lot Size50 × 132 Feet
CountyMiddlesex
Annual Tax$3,464.95
Legal DescriptionPT LTS 32 & 33, 34PL282 , PART 3 , 34R938 ; STRATHROY

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, School Bus Route

Interior Features

ERV/HRV, Sump Pump, Water Heater Owned, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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38 Bella Street, Strathroy-Caradoc, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Bella Street, Strathroy-Caradoc, ON N7G 1C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Strathroy-Caradoc.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Strathroy-Caradoc, ON

For a property listed at $549,900 in Strathroy-Caradoc, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Strathroy-Caradoc (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for SE, Strathroy-Caradoc.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$600,877

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.