135 Jephson Street, Tay, ON

$480,000
MLS#:S12182168
4 beds
2 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $480,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 45.36 x 143 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Step Back in Time at 135 Jephson Street: A Victoria Harbour Gem Discover a unique piece of Victoria Harbour's rich history with this charming residence at with 4 bedrooms and 2 bathrooms this property is more than just a house, it is a tangible link to the town's early industrial days, originally built by the Victoria Harbour Lumber Company as a "Foreman's House." These distinctive homes, a style reserved specifically for the company's foremen, are a rare find and contribute significantly to the architectural flavour of the neighbourhood.While thoughtful renovations have been made over the years, the essence and original structure of this wood-frame home remain intact, standing proudly on its enduring granite field stone foundation. Imagine the stories these walls could tell, from the bustling lumber mill era to the quiet, picturesque community Victoria Harbour has become. Beyond its historical significance, this address offers an incredible opportunity to embrace the tranquil, yet vibrant, Victoria Harbour lifestyle. Enjoy a slower pace of life where the stunning beauty of Georgian Bay is just moments away. Explore scenic hiking and biking trails, indulge in countless water activities, and immerse yourself in a welcoming community known for its friendly atmosphere.With convenient access to local amenities, including groceries, farmers' markets, and recreational facilities, 135 Jephson Street provides the perfect balance of small-town charm and modern convenience. It's an ideal setting for families seeking a peaceful environment or those looking to retire by the water and embrace all that cottage country living has to offer.Don't miss your chance to own a piece of Victoria Harbour's heritage and create your own lasting memories.

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Property Summary

This detached home located at 135 Jephson Street, Tay is currently for sale and has been available on SousaSells for 418 days. This property is listed at $480,000 with an estimated mortgage of $1,598* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 135 Jephson Street, Tay is in the Victoria Harbour neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 1, 2025
Sold price information is available to members only
Listed Date5/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished, Crawl Space
Lot Size45.36 × 143 Feet
CountySimcoe
Annual Tax$2,324
Legal DescriptionPT LT 3 S/S JEPHSON ST E, 4 S/S JEPHSON ST E PL 201 VICTORIA HARBOUR AS IN RO1407100; TAY

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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135 Jephson Street, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 135 Jephson Street, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate4.00%
Down Payment$144,000 (30.0%)
* Minimum Canadian down payment required for this price is $24,000.
Amortization Period30 Years
Estimated Monthly Payment$1,598Based on a loan of $336,000 over 30 years.
Purchase Price$480,000
Loan Amount$336,000
Provincial Land Transfer Tax:$6,075
Total Estimated Closing Taxes:$6,075

About Purchasing a Home in Tay, ON

For a property listed at $480,000 in Tay, the legal minimum down payment is $24,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,075 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,075.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$788,544

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.