This property was sold on September 9, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this cozy and charming home, fully renovated from top to bottom and ready for you to move right in! Every detail has been thoughtfully updated, featuring beautiful bathrooms, modern finishes, and all newer appliances. The spacious and private yard is a true highlight, complete with a deck, gazebo and mature trees. For added convenience, youll find a gas hook-up ready for a fireplace in the living room and a BBQ hook-up outdoors. The garage boasts a new roof, and the property has been carefully maintained with all ash trees removed. Nestled in a wonderful family-friendly neighbourhood, this home is just a short walk to the Tay Trail, parks, schools, and restaurants. Ideally located close to Georgian Bay with boat access nearby, as well as quick access to the highway for commuting. This property is a rare find that truly checks all the boxes!
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This detached home located at 144 Bay Street, Tay is currently for sale and has been available on SousaSells for 328 days. This property is listed at $575,000 with an estimated mortgage of $1,914* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 144 Bay Street, Tay is in the Victoria Harbour neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Lake/Pond, Marina, Park, School
In-Law Capability, Primary Bedroom - Main Floor
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 144 Bay Street, Tay, ON L0K 2A0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.
About Purchasing a Home in Tay, ON
For a property listed at $575,000 in Tay, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.