154 William Street, Tay, ON

$1,799,000
MLS#:S13504170
0 beds
8 baths
Commercial
Loading property media...

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Victoria Harbour. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 8 Bathrooms
  • Premium 109.3 x 131.16 ft lot size
  • equipped with partial central cooling and highly efficient gas forced air open heating

Description

A STRATEGIC MIXED-USE ACQUISITION IN THE HEART OF VICTORIA HARBOUR! The smartest business decision you can make is owning the building your future runs from, and this 10,300+ sq ft mixed-use landmark in the centre of Victoria Harbour delivers exactly that, pairing a high-exposure commercial presence with five self-contained residential units that create layered income potential under one roof. Positioned in the centre of Victoria Harbour, the property benefits from steady vehicle and foot traffic, with Georgian Bay and the waterfront close by, while marinas, trails, parks, and local amenities sit nearby, strengthening the appeal for both customers and tenants. The nearly 2,900 sq ft street-level commercial space features soaring 13 ft ceilings, rustic wood character, two washrooms, and an open layout that adapts to a wide range of permitted uses, including restaurant, tavern, retail store, business or professional office, clinic, craft shop, or personal service shop. Upstairs, the bright four-bedroom unit functions like a full private residence with a spacious kitchen centred around a large island, open living and dining areas, warm wood flooring, large windows, and two full baths, offering a standout owner's suite or a premium rental option, while two main-level one-bedroom units and two lower-level bachelor units add additional tenancy options and the flexibility to structure tenancies around your business goals. With C1 zoning supporting an array of commercial possibilities, this is the kind of property that lets you build your brand out front while the rest of the building works in the background. Buy the building, run the brand, and let the rest of the space support the vision with serious cash flow potential.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bathrooms
8
Property Type
Commercial

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size109.3 × 131.16 Feet
CountySimcoe
Annual Tax$4,902.97
Legal DescriptionPT BLK A S/S JOHN ST W, B N/S WILLIAM ST W PL 201 VICTORIA HARBOUR; PT STATION GROUNDS AND RAILWAY LANDS PL 201 VICTORIA HARBOUR AS IN RO877434; T/W RO877434; TAY

Parking & Garage

Garage Spaces14
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingPartial

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

Initializing map...
154 William Street, Tay, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 154 William Street, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$359,800 (20.0%)
* Minimum Canadian down payment required for this price is $359,800.
Amortization Period25 Years
Estimated Monthly Payment$8,576Based on a loan of $1,439,200 over 25 years.
Purchase Price$1,799,000
Loan Amount$1,439,200
Provincial Land Transfer Tax:$32,455
Total Estimated Closing Taxes:$32,455

About Purchasing a Home in Tay, ON

For a property listed at $1,799,000 in Tay, the legal minimum down payment is $359,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,455 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,455.

Nearby Listings

Distance:

No current listings found in Tay.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$774,311

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.