176 Bay Street, Tay, ON
Property no longer active
This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 66 x 165 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump
- Efficient forced air heating via gas
Description
This all-brick home sits on a quiet street in the heart of Victoria Harbour, offering the kind of solid construction and spacious layout that stands the test of time. Built during an era when homes were made to last, this property carries a sense of timeless charm and sturdiness throughout. The main floor features a classic and functional layout with a large eat-in kitchen, separate dining room, generous living room, three sizable bedrooms, and a full bathroom. While largely original, the home has been well maintained over the years and offers the perfect canvas for someone looking to bring their own vision to life. The finished basement adds valuable flexibility with a separate side entrance, two additional bedrooms, a full bathroom, and a spacious second kitchen, ideal for extended family, guests, or rental income. Set on a large corner lot, there's plenty of space for kids to play, gardens to grow, or future outdoor projects to come to life. The double car garage provides additional storage and convenience. Located in a friendly, family-oriented neighbourhood, Victoria Harbour offers small-town warmth with access to beautiful waterfront, local shops, schools, and parks just minutes away. Whether you're looking to settle in or invest, this is a great opportunity in a community that feels like home.
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Property Summary
This detached home located at 176 Bay Street, Tay is currently for sale and has been available on SousaSells for 370 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 176 Bay Street, Tay is in the Victoria Harbour neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Beach, Golf, Marina, Place Of Worship, School, Lake/Pond
Interior Features
Sump Pump
Security Features
Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 176 Bay Street, Tay, ON L0K 2A0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Tay, ON
For a property listed at $499,900 in Tay, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.