295 DUCK BAY Road, Tay, ON

$749,900
MLS#:S12230047
3 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Tay. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a crawl space, none basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Central Vacuum, Generator - Partial
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to 295 Duck Bay Road! No stairs! Level/flat 2+ acres! Established gardens, manicured lawns and veggie gardens with shed and tools! Swings, gazebo, shady maples, hot tub and 22-foot swimming pool for all ages! Two driveways, one paved, one gravel, ample parking, RV parking! Drilled well with new pump and lid in 2020. In-law capability as home has a separate area with its own entrance that has a kitchen, one bedroom, a bathroom and living room with patio door that opens to a deck area. Features of the main area include a gas range in the kitchen, dining with garden doors that open to the back yard and hot tub, living room with wood burning insert and evening sun exposure, and bedrooms with large closets. Extra garage/shop at the back of the home is accessed by the gravel driveway. Lots of privacy in a quiet low populated area! Close to Georgian Bay! Call today to book your personal viewing!

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Property Summary

This detached home located at 295 DUCK BAY Road, Tay is currently for sale and has been available on SousaSells for 399 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 295 DUCK BAY Road, Tay is in the Rural Tay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 5, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementCrawl Space, None
CountySimcoe
Annual Tax$2,367
Legal DescriptionPCL 82-1 Sec 51M665; LT 82 PL 51M665 Tay; Tay

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Lake Access, Marina, Library, Park, Wooded/Treed

Interior Features

Carpet Free, Central Vacuum, Generator - Partial, In-Law Capability, Propane Tank, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener, Workbench, Primary Bedroom - Main Floor

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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295 DUCK BAY Road, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 295 DUCK BAY Road, Tay, ON L0K 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Tay, ON

For a property listed at $749,900 in Tay, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Tay, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$934,968

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.