401 McNicoll Street, Tay, ON

$115,000
MLS#:S13246468
0 beds
0 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Port McNicoll. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $115,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 76 x 118 ft lot size
  • Notable attributes: None

Description

Build Your Georgian Bay Dream. Discover the perfect setting for your future home or cottage on this beautifully treed 76' x 118' lot in the growing waterfront community of Port McNicoll. Surrounded by nature and just moments from the shores of Georgian Bay, this property offers the ideal balance of recreation, relaxation, and convenience. Enjoy year-round outdoor activities including boating, fishing, swimming, snowmobiling, and cycling, with easy access to the Trans Canada Trail. Midland's shopping, restaurants, and everyday amenities are only minutes away, while Victoria Harbour is just a short drive down the road. Whether you're planning a weekend retreat or a year-round residence, this property provides an excellent opportunity to build in a desirable location close to beaches, parks, and endless outdoor adventures. Buyer to complete their own due diligence regarding building permits, development charges, and available services. HST is in addition to the purchase price. Start planning your next chapter on Georgian Bay today.

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Property Summary

This vacant land located at 401 McNicoll Street, Tay is currently for sale and has been available on SousaSells for 38 days. This property is listed at $115,000 with an estimated mortgage of $383* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 401 McNicoll Street, Tay is in the Port McNicoll neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
Lot Size76 × 118 Feet
CountySimcoe
Annual Tax$512
Legal DescriptionLT 203 S/S MCNICOLL ST, 204 S/S MCNICOLL ST PL 558 TAY; TAY

Heating & Cooling

Features

Property Features

Beach, Park

Interior Features

None

Security Features

Community Features

Location

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401 McNicoll Street, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 401 McNicoll Street, Tay, ON L0K 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate4.00%
Down Payment$34,500 (30.0%)
* Minimum Canadian down payment required for this price is $5,750.
Amortization Period30 Years
Estimated Monthly Payment$383Based on a loan of $80,500 over 30 years.
Purchase Price$115,000
Loan Amount$80,500
Provincial Land Transfer Tax:$875
Total Estimated Closing Taxes:$875

About Purchasing a Home in Tay, ON

For a property listed at $115,000 in Tay, the legal minimum down payment is $5,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $875 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $875.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port McNicoll, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$678,289

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.