42 Bluff Point Road, Tay, ON

$1,700,000
MLS#:S13566942
6 beds
5 baths
3500-5000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural Tay. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $1,700,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 159.12 x 353.95 ft lot
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Guest Accommodations, In-Law Suite
  • equipped with central air, wall unit(s) central cooling and highly efficient forced air heating via other

Description

Welcome to 42 Bluff Point Rd, a rare opportunity to own a spectacular 4-season Georgian Bay waterfront family compound built in 2012 on a private 1-acre lot with approximately 161 feet of shoreline and breathtaking west-facing views. Nestled on a quiet private road, this exceptional property offers the perfect blend of privacy, natural beauty, and year-round recreation. The well-maintained home features 6 bedrooms (room to add additional bedrooms in loft), spacious open-concept living areas, a bright eat-in kitchen, and walls of windows showcasing panoramic water views throughout. A detached garage includes a self-contained guest suite with 3 bedrooms, a full bath, kitchenette, and living area, making it ideal for extended family, guests, or multi-generational living. Enjoy gentle, shallow waterfront perfect for children, with approximately 4-7 feet of water depth at the dock for swimming, boating, kayaking, paddle-boarding, fishing, and water sports. Explore Beckwith Island, Giant's Tomb, hidden coves, and endless Georgian Bay adventures right from your dock, with easy access to the Trent-Severn Waterway and hundreds of kilometers of inland boating. Located just 1 minute to Hwy 400, 5 minutes to Waubaushene amenities, marinas, LCBO, grocery store, library, Tim Hortons, Waubaushene Beaches Provincial Park, and the Tay Shore Trail. Midland is only 20 minutes away, while Mount St. Louis Moonstone Ski Resort and several golf courses are just a short drive away. Whether you're looking for a year-round home, luxury cottage, or the ultimate waterfront retreat for family and friends, this rarely offered Georgian Bay property delivers an unmatched lifestyle of boating, swimming, fishing, hiking, cycling, skiing, and snowmobiling in one of Ontario's most sought-after waterfront destinations.

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Property Summary

This detached home located at 42 Bluff Point Road, Tay is currently for sale and has been available on SousaSells for 6 days. This property is listed at $1,700,000 with an estimated mortgage of $5,659* per month. It has 6 beds, 5 bathrooms, and is 3500-5000 square feet. 42 Bluff Point Road, Tay is in the Rural Tay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding
BasementNone
Lot Size159.12 × 353.95 Feet
CountySimcoe
Annual Tax$7,204
Legal DescriptionPT W PT LT 17 CON 12 TAY PT 1 & 3, 51R29510 ; S/T RO1440589 ; T/W RO1440591; TAY

Parking & Garage

Parking Total2.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air, Wall Unit(s)

Features

Property Features

Interior Features

Accessory Apartment, Guest Accommodations, In-Law Suite, Separate Heating Controls

Security Features

Community Features

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Location

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42 Bluff Point Road, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Bluff Point Road, Tay, ON L0K 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate4.00%
Down Payment$510,000 (30.0%)
* Minimum Canadian down payment required for this price is $340,000.
Amortization Period30 Years
Estimated Monthly Payment$5,659Based on a loan of $1,190,000 over 30 years.
Purchase Price$1,700,000
Loan Amount$1,190,000
Provincial Land Transfer Tax:$30,475
Total Estimated Closing Taxes:$30,475

About Purchasing a Home in Tay, ON

For a property listed at $1,700,000 in Tay, the legal minimum down payment is $340,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,475 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $30,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Tay, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$934,968

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.