537 O'leary Lane, Tay, ON

$495,000
MLS#:S13588406
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 50 x 175 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Brick & Beam
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Welcome to this charming bungalow in the quiet waterfront community of Victoria Harbour, where relaxed living and Georgian Bay views cometogether. This well-maintained home offers lake views from the living room and second bedroom/den, creating a bright and inviting atmosphereyear-round. Vaulted ceilings in the kitchen and living room add to the sense of space, while the cozy gas fireplace provides warmth and comforton cooler evenings. The flexible den/second bedroom features a walkout to the back deck and fenced yard - ideal for entertaining, gardening, orsimply enjoying the outdoors. A front deck with lake views offers the perfect place for morning coffee or evening sunsets. Set on anapproximately 50' x 175' lot, the property provides a spacious backyard with room to relax, garden, or entertain. Deeded water access locatedalmost directly across the street makes it easy to enjoy the shoreline and waterfront lifestyle, all within a peaceful, friendly community setting.Municipal water and sewer services, along with natural gas, provide added comfort and convenience for year-round living. A wonderfulopportunity for a full-time residence, weekend retreat, or downsizing near the water.

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Property Summary

This detached home located at 537 O'leary Lane, Tay is currently for sale and has been available on SousaSells for 0 days. This property is listed at $495,000 with an estimated mortgage of $1,648* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 537 O'leary Lane, Tay is in the Victoria Harbour neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size50 × 175 Feet
CountySimcoe
Annual Tax$2,092
Legal DescriptionLT 28 PL 1340 TAY ; T/W RO1414936; TAY

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Interior Features

Brick & Beam

Security Features

Community Features

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Location

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537 O'leary Lane, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 537 O'leary Lane, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate4.00%
Down Payment$148,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period30 Years
Estimated Monthly Payment$1,648Based on a loan of $346,500 over 30 years.
Purchase Price$495,000
Loan Amount$346,500
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Tay, ON

For a property listed at $495,000 in Tay, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$788,544

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.