1374 Black Lake North Shore Road, Tay Valley, ON

$1,099,000
MLS#:X12856924
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp. Expertly crafted featuring premium hardboard construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 110 x 136 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, ERV/HRV, Guest Accommodations
  • Efficient forced air heating via electric

Description

Welcome to this modern lakefront home, perfectly designed to capture stunning waterfront views and year-round enjoyment. Set on a private lake & surrounded by mature trees, this property offers exceptional privacy along with the convenience of year-round road access. A beautiful sandy beach and dock create the perfect setting for swimming, boating, and relaxing by the water. The main level features two bedrooms & full bathroom w/heated flooring , along w/a bright and inviting open-concept living space. The well-appointed kitchen includes a breakfast bar overlooking the lake, a walk-in pantry, & dedicated eating area. A welcoming family room with wood-burning fireplace completes the space, creating the perfect gathering area while enjoying scenic lake views through large picture windows that flood the home with natural light. The fully finished walk-out lower level offers excellent additional living space w/a large bedroom, full bathroom, second family room, laundry area, & ample storage-ideal for guests or extended family. Outdoor living is exceptional with two levels of entertaining space. A large upper balcony runs the full width of the home, offering plenty of room for seating & enjoying elevated views of the lake. Below, the covered patio provides a comfortable outdoor lounge area w/sliding doors connecting to the lower level. The shoreline features a beautiful sandy beach with a gentle entry into the water, creating an ideal space for swimming, lounging in the sun, or enjoying time by the lake with family & friends. The dock provides easy access for boating & waterfront recreation. The exterior features vertical hardboard siding, giving the home a rustic yet modern cottage feel. This well-maintained waterfront property on a private lake is the perfect four-season getaway or full-time residence, combining privacy, natural beauty, and year-round accessibility while maximizing light, space, and breathtaking views. 24 hrs irrevocable on all offers.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionHardboard
BasementFinished with Walk-Out
Lot Size110 × 136 Feet
CountyLanark
Annual Tax$2,641
Legal DescriptionPT NW PT LT 22 CON 6 NORTH BURGESS PT 1, 27R5658 EXCEPT MINING RIGHTS AS IN NB4170; T/W RS150185 TAY VALLEY TOWNSHIP

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Lake/Pond, Waterfront

Interior Features

Carpet Free, ERV/HRV, Guest Accommodations, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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1374 Black Lake North Shore Road, Tay Valley, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1374 Black Lake North Shore Road, Tay Valley, ON K7H 3C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay Valley.

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Interest Rate5.25%
Down Payment$219,800 (20.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period25 Years
Estimated Monthly Payment$5,239Based on a loan of $879,200 over 25 years.
Purchase Price$1,099,000
Loan Amount$879,200
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Tay Valley, ON

For a property listed at $1,099,000 in Tay Valley, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Tay Valley (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Tay Valley.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,208

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.