20328 Fairview Road, Thames Centre, ON

$640,000
MLS#:X12535862
3 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $640,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66 x 330.18 ft lot
  • Features a partially finished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Bar Fridge, Primary Bedroom - Main Floor, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Cute little bungalow that is a PRIVATE rural property with farm field on one side, and high fence on other side and just trees at rear. The GARAGE is about 25 x 40 ft estimate with concrete floor, hydro and single garage door but likely fit two cars in tandem! The little, country, cozy brick, one floor home is on just right, not too big, lot, private and short drive to City/Shopping/Saturday market. >>>Plus, some of the expensive updates are done: 2023 drilled WELL; most WINDOWS, updated KITCHEN, bathroom, METAL roof, exterior doors, some flooring 2024. Appliances are newer too! Bring the RV, Boat, trailer or truck home since lots of parking for all. This home has the covered front porch to welcoming updated flooring in living room with wood burning fireplace (as-is); open to dining area, then updated kitchen with cabinets & appliances and off the kitchen is convenient door to deck & rear yard. THREE bedrooms on the main. Four piece, updated bathroom with glass shower doors. The lower level has family room with bar & fridge; plus 2 piece bathroom that is off unfinished room with its 2 windows-could be a den/ potentially a 4th bedroom. Utility area with storage plus large cold cellar for tons of storage. Great UPDATES (approx dates): 2023 New Drilled well; Well equipment 2019; 2024 Living room flooring; 2022 most new windows on main; 2022 renovated kitchen; 2021 updated main bathroom including Bathfitter tub/shower; and in previous years - METAL roof; front & rear door. In right season enjoy the Lilac, pear and other trees in spacious lawn with no views of neighbours -crops to one side; high privacy fence to other side; farm pasture, with view of cattle, across the road ,and backs onto a treed area behind. Measurements per virtual tour. Dates are approximate. Lot is about 66 x 330 ft - lots of room for 4 legged friends and the gardener. Add your touches and vision to make this your dream country property close to the City. Shorter close is preferred.

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Property Summary

This detached home located at 20328 Fairview Road, Thames Centre is currently for sale and has been available on SousaSells for 245 days. This property is listed at $640,000 with an estimated mortgage of $2,130* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 20328 Fairview Road, Thames Centre is in the Rural Thames Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 19, 2026
Sold price information is available to members only
Listed Date11/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Other
BasementPartially Finished, Development Potential
Lot Size66 × 330.18 Feet
CountyMiddlesex
Annual Tax$2,649.22
Legal DescriptionPart of West 1/2 Lot 3, Concession 4; Designated as Parts 1 & 2, 33R1614; West Nissouri Township

Parking & Garage

Parking Spaces7.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Bar Fridge, Primary Bedroom - Main Floor, Water Softener, Workbench

Security Features

Other

Community Features

Virtual Tours

Location

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20328 Fairview Road, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20328 Fairview Road, Thames Centre, ON N0M 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate4.00%
Down Payment$192,000 (30.0%)
* Minimum Canadian down payment required for this price is $39,000.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $448,000 over 30 years.
Purchase Price$640,000
Loan Amount$448,000
Provincial Land Transfer Tax:$9,275
Total Estimated Closing Taxes:$9,275

About Purchasing a Home in Thames Centre, ON

For a property listed at $640,000 in Thames Centre, the legal minimum down payment is $39,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,275 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,275.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Thames Centre, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,290,372

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.