20863 WYE Creek Drive, Thames Centre, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
- Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (2.0 total parking spaces) with a convenient detached configuration
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via propane
Description
Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. A rare opportunity right on Fanshawe Lake! Come relax in this spacious 2 bedroom, 2 bathroom winterized cottage. The living room features huge windows with a vaulted ceiling, Italian marble mantel, and spectacular views of the lake. The master bedroom includes a walk-in closet and 3-piece ensuite. The kitchen offers plenty of storage plus a bright dining room. Plenty of space to barbecue and entertain. This renovated cottage has a propane furnace to keep you warm during the winter, and central air to keep you cool all summer long. This well-maintained cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water. it is short distance to London. you could enjoy lakeside life! Enjoy hiking the trails, canoeing, and all the natural beauty this location has a lot to offer: Current land lease is $248monthly and includes Water for free. Property Taxes were $900 in 2025. The septic system pump out in 2025.The detached single garage with work-bench is side of the garage. It is the buyer's responsibility to contact the UTRCA regarding the Lease. Four Season occupancy, please contact the listing agent for further details. Move-in condition.
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Property Summary
This detached home located at 20863 WYE Creek Drive, Thames Centre is currently for sale and has been available for 63 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 20863 WYE Creek Drive, Thames Centre is in the Rural Thames Centre neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Thames Centre, Thames Centre.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Lake Access
- Park
- Waterfront
Interior Features
- Carpet Free
- Primary Bedroom - Main Floor
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Thames Centre?
If you are looking for a house in Thames Centre or researching Thames Centre real estate for sale, this 2-bedroom detached at 20863 WYE Creek Drive, Thames Centre, ON offers an exceptional opportunity to buy a home in Thames Centre, Ontario. Whether you are a first-time Thames Centre home buyer or comparing active Thames Centre MLS® homes for sale, working with a dedicated Thames Centre buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Thames Centre realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Thames Centre Buyer Budget & Costs
Estimated mortgage: $1,531*/month*. Estimated Ontario Land Transfer Tax: $5,673. First-time Thames Centre home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Thames Centre
Frequently Asked Questions about 20863 WYE Creek Drive, Thames Centre, ON
Q.What is the asking price for 20863 WYE Creek Drive, Thames Centre, ON ?
The current listing price for 20863 WYE Creek Drive, Thames Centre, ON in Rural Thames Centre, Thames Centre is $459,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20863 WYE Creek Drive, Thames Centre, ON ?
20863 WYE Creek Drive, Thames Centre, ON is a Detached (Bungalow) featuring a Crawl Space, Unfinished basement.
Q.What key property features does 20863 WYE Creek Drive, Thames Centre, ON offer?
Key property features include: Lake Access, Park, Waterfront.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Primary Bedroom - Main Floor.
Q.What security features are installed at 20863 WYE Creek Drive, Thames Centre, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Propane and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Rural Thames Centre, Thames Centre
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 20863 WYE Creek Drive, Thames Centre, ON N0M 2P0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Thames Centre, ON
For a property listed at $459,900 in Thames Centre, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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