20927 Lakeside Drive, Thames Centre, ON

$279,000
MLS#:X12950984
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $279,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 70 x 120 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, On Demand Water Heater, Carpet Free
  • equipped with other central cooling and highly efficient heat pump heating via electric

Description

Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. This well-maintained 4-bedroom, 1.5-bath cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water, afternoons spent swimming or canoeing, and peaceful hikes through the nearby Fanshawe Conservation Area. Every season offers its own unique charm. The home features a number of valuable updates, including windows (approx. 12 years), roof shingles (approx. 9 years), HVAC system (2022), heat pump rated to -20C, kitchen update (2022) with new counter (2023), and a septic system recertified in 2022. Additional highlights include an owned on-demand water heater and an electric vehicle charging station, bringing modern convenience to this lakeside retreat. A spacious rear deck provides the perfect setting for entertaining or simply unwinding outdoors. With four bedrooms, there's plenty of room for family and guests-making it easy to create lasting memories in a peaceful, nature-filled setting. Offered as a leased land cottage with monthly fees of $243.21 (Jan-Feb) and $248.32 (Mar-Dec), this is an excellent opportunity to enjoy affordable lakeside living.Don't miss your chance to experience the Fanshawe Lake lifestyle-where comfort, community, and nature come together. Please note photos were taken when property was staged, which is no longer the case.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2026
Sold price information is available to members only
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size70 × 120 Feet
CountyMiddlesex
Annual Tax$751.17
Legal DescriptionLot 46 Lying in Part of Lot 9 Concession 1 West Nissouri Township in County of Middlesex. Cottage # - 20927 Lakeside Drive

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Campground, Greenbelt/Conservation, Beach, Electric Car Charger, Golf, Lake/Pond

Interior Features

Water Heater Owned, On Demand Water Heater, Carpet Free, Primary Bedroom - Main Floor, Upgraded Insulation

Security Features

None

Community Features

Location

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20927 Lakeside Drive, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20927 Lakeside Drive, Thames Centre, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate5.25%
Down Payment$13,950 (5.0%)
* Minimum Canadian down payment required for this price is $13,950.
Amortization Period25 Years
Estimated Monthly Payment$1,579Based on a loan of $265,050 over 25 years.
Purchase Price$279,000
Loan Amount$265,050
Provincial Land Transfer Tax:$2,660
Total Estimated Closing Taxes:$2,660

About Purchasing a Home in Thames Centre, ON

For a property listed at $279,000 in Thames Centre, the legal minimum down payment is $13,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,660 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,660.

Nearby Listings

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No current listings found in Thames Centre.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Thames Centre, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,339,695

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.