3045 Catherine Street, Thames Centre, ON

$1,949,000
MLS#:X10426463
4 beds
3 baths
13.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow rural residential located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $1,949,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 237118 x 2159 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your private retreat a tranquil 5.35-acre haven with 350 feet of scenic Thames River frontage and exclusive river access. Located just minutes from London, this estate combines natural serenity with modern convenience in one of Dorchester's most desirable spots.Step outside to enjoy the expansive grounds, which feature diverse trees and a versatile sports court (2021) suitable for pickleball and other sports, with winter ice hockey capabilities. The court includes double-headed lighting and electrical outlets for endless recreational opportunities. A well-sized barn offers ample storage for lawn equipment, a year-round water supply, hydro, and an RV outlet. The heart of this estate is a custom-built, beautifully maintained bungalow. It features a three-car garage with a fourth drive-through door leading to the backyard. The main floor includes three bedrooms, two bathrooms, a laundry room, and a newly redesigned kitchen, dining area, and family room, all professionally renovated in 2022. The kitchen boasts an oversized quartz island (11.2 x 4.8) and a butler's pantry with glass-front display cupboards, integrated lighting, a second sink, a beverage fridge, and a wine cooler. The great room features vaulted ceilings, a gas fireplace, and custom built-in bookshelves. Relax on the expansive rear deck, which includes remote-control awnings, a natural gas BBQ line, and outdoor speakers ideal for entertaining. The lower level impresses with a fourth bedroom, a third bathroom, a custom-built library with an electric fireplace, and a wet bar with a wine fridge and bar fridge. The entertainment area features a ceiling-mounted projector, an upgraded screen, and surround sound speakers. Additional features include ample enclosed storage, a partial generator, a water softener, a water tank, and an RO system (2022).Experience the perfect blend of tranquility and luxury your dream estate is waiting.

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Property Summary

This rural residential located at 3045 Catherine Street, Thames Centre is currently for sale and has been available on SousaSells for 607 days. This property is listed at $1,949,000 with an estimated mortgage of $6,488* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 3045 Catherine Street, Thames Centre is in the Rural Thames Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 25, 2024
Sold price information is available to members only
Listed Date11/15/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow
ConstructionBrick, Concrete
BasementFinished
Lot Size237118 × 2159 Feet
CountyMiddlesex
Annual Tax$8,116
Legal DescriptionPART LOT 4 CONCESSION 3 NRT; DESIGNATED PART 2, 33R7355 NORTH DORCHESTER TWP

Parking & Garage

Parking Spaces13.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital, Ravine, River/Stream, School Bus Route

Interior Features

Auto Garage Door Remote, Bar Fridge, ERV/HRV, Floor Drain, Generator - Partial, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Water Softener, Water Treatment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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3045 Catherine Street, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3045 Catherine Street, Thames Centre, ON N0L 1G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate4.00%
Down Payment$584,700 (30.0%)
* Minimum Canadian down payment required for this price is $389,800.
Amortization Period30 Years
Estimated Monthly Payment$6,488Based on a loan of $1,364,300 over 30 years.
Purchase Price$1,949,000
Loan Amount$1,364,300
Provincial Land Transfer Tax:$35,455
Total Estimated Closing Taxes:$35,455

About Purchasing a Home in Thames Centre, ON

For a property listed at $1,949,000 in Thames Centre, the legal minimum down payment is $389,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $35,455 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $35,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Thames Centre, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,290,372

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.