3921 Elgin Road, Thames Centre, ON

$1,199,000
MLS#:X12358816
3 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Mossley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 85.46 x 249.68 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Floor Drain, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Modern Luxury Meets Small-Town Charm 3921 Elgin Road, Mossley Discover the best of Thames Centre living in this fully renovated 3-bedroom, 3-bathroom bungalow, offering an impressive 3,108 sq. ft. of stylish, functional space. Perched high on a hill, this home delivers breathtaking panoramic views of rolling countryside, lush landscaping, and a picturesque horse farm. From the moment you arrive, you'll be captivated passing through the security gate to a circular driveway that sets the tone for the elegance within. Step inside to find engineered hardwood floors, an open-concept design, and modern finishes throughout. The stunning kitchen steals the spotlight with matching quartz countertops and backsplash, a 9-foot island, and plenty of room for entertaining. The living area features a sleek electric fireplace & a wood burning and expansive windows to soak in the view. Downstairs, the fully finished lower level offers a generous family room with a gas fireplace, convenient walk-down garage access, and space for gatherings, hobbies, or relaxing nights in. Outside, your private half-acre oasis awaits fully fenced with two storage sheds, a relaxing hot tub, and room to play, garden, or unwind. Living here means embracing the exceptional amenities Thames Centre has to offer top-rated schools, a twin-pad arena, soccer fields, baseball diamonds, community events, and charming small-town hospitality all while being just 2 kms from Highway 401 and minutes to London and Dorchester for quick commuting. This is more than a home it's a lifestyle upgrade. Experience the perfect balance of luxury, location, and community.

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Property Summary

This detached home located at 3921 Elgin Road, Thames Centre is currently for sale and has been available on SousaSells for 325 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 3921 Elgin Road, Thames Centre is in the Mossley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 17, 2025
Sold price information is available to members only
Listed Date8/22/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Finished
Lot Size85.46 × 249.68 Feet
CountyMiddlesex
Annual Tax$3,775
Legal DescriptionPART OF LOT 13, CONCESSION 2 SRT DESIGNATED AS PART 1, PLAN 33R-14354;CONSENT OF COMMITTEE OF ADJUSTMENT OBTAINED IN ER68008; MUNICIPALITY OF THAMES CENTRE/NORTH DORCHESTER TWP

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, School Bus Route

Interior Features

Auto Garage Door Remote, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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3921 Elgin Road, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3921 Elgin Road, Thames Centre, ON N0L 1V0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in Thames Centre, ON

For a property listed at $1,199,000 in Thames Centre, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Mossley, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,187,871

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.