5192 Catherine Street, Thames Centre, ON

$929,900
MLS#:X9304004
4 beds
3 baths
2000-2500 sqft
20.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $929,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 100.25 x 250 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 20.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, In-Law Capability, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Renovated home, attached garage, a shop, over a 1/2 acre lot, close to town, easy Hwy access........it's all right here, on the edge of Dorchester and mere minutes from London and Ingersoll. This property has all of the items on your check list with 3 to 5 bedrooms. depending on your needs and 3 bathrooms. Large renovated home with a huge family room with a fireplace and wet bar and patio doors that lead out to the rear patio and hot tub under the gazebo. There is also a room inside the front door that would make for the perfect home office or 5th bedroom, with a two piece washroom next to it. On the main level you have a gorgeous remodeled kitchen that is open to the family room with yet another set of patio door off of the eating area - the perfect spot for morning coffee with Southern exposure. Next you will come to the main floor laundry room and finally a bedroom which is currently set up as a exercise room. This leads to the oversized, attached garage, which has been recently insulated. On the upper level, you will find three generous sized bedrooms with ample closet space and a beautiful 5 piece bathroom. On the lower level, there is more living space with a large rec room, a utility room and plenty of space for storage. There is over 2500 square feet of finished living space in this home. The detached shop is is over 1000 square feet, has its own furnace and is fully insulated with 2 overhead doors, a separate electrical panel and has enough room to store 4 cars. There is also a large storage shed for your lawn and garden equipment and the property is surrounded by open fields. Recent updates include windows, furnace, insulation, electrical, renovated kitchen and all 3 bathrooms, entire renovation of the lower level living space, renovated main floor family room, well pump and water equipment, sump pump, siding and so much more......

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Property Summary

This detached home located at 5192 Catherine Street, Thames Centre is currently for sale and has been available on SousaSells for 675 days. This property is listed at $929,900 with an estimated mortgage of $3,095* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 5192 Catherine Street, Thames Centre is in the Rural Thames Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 15, 2024
Sold price information is available to members only
Listed Date9/6/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionVinyl Siding, Brick
BasementFinished
Lot Size100.25 × 250 Feet
CountyMiddlesex
Annual Tax$3,907
Legal DescriptionPART EAST 1/2 LOT 14 CONCESSION 4 NRT AS IN 437869; NORTH DORCHESTER TWP "CONSENT OF COMMITTEE OF ADJUSTMENT ATTACHED TO 437869" MUNICIPALITY OF NORTH MIDDLESEX

Parking & Garage

Parking Spaces20.0
Garage Spaces15
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Place Of Worship, Rec./Commun.Centre, School Bus Route, School

Interior Features

Bar Fridge, In-Law Capability, Water Treatment, Water Purifier, Water Softener

Security Features

Community Features

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Location

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5192 Catherine Street, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5192 Catherine Street, Thames Centre, ON N0L 1G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate4.00%
Down Payment$278,970 (30.0%)
* Minimum Canadian down payment required for this price is $67,990.
Amortization Period30 Years
Estimated Monthly Payment$3,095Based on a loan of $650,930 over 30 years.
Purchase Price$929,900
Loan Amount$650,930
Provincial Land Transfer Tax:$15,073
Total Estimated Closing Taxes:$15,073

About Purchasing a Home in Thames Centre, ON

For a property listed at $929,900 in Thames Centre, the legal minimum down payment is $67,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,073 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Thames Centre, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,290,807

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.