98 Mill Pond Crescent, Thames Centre, ON

$999,900
MLS#:X12180480
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Thames Centre. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 15.24 x 35 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This stunning 5 year old executive bungalow is better than new! Fully landscaped premium 50x115 lot with peaceful views on a quiet street. Loaded with upgrades and high-end finishes from top to bottom this home is sure to please even the most discerning buyer. Main floor features 9' ceilings (including 10' tray ceiling in family room), hardwood floors and an open concept layout; great for entertaining. A bright and airy entryway leads to a great room with gas fireplace open to the kitchen and dining space. Chefs kitchen has a large island, stainless steel appliances (gas range), granite countertops and a walk-in pantry. 3 separate sets of doors lead to a partially covered composite deck with peaceful views spanning the entire width of the home; you'll love the indoor/outdoor living! King sized primary bedroom has 5pc ensuite (glass shower and soaker tub), his & hers separate walk-in closets. Convenient laundry/mud room gives access to oversized double garage (epoxy coated floor). Fully finished lower level consists of huge rec room and 2 generous sized bedrooms with egress windows, 4pc bath and utility room with storage. Minutes to all amenities and quick access to the HWY 401. Dont settle for dust and uncertainty with new construction, just unpack and relax.

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Property Summary

This detached home located at 98 Mill Pond Crescent, Thames Centre is currently for sale and has been available on SousaSells for 411 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 98 Mill Pond Crescent, Thames Centre is in the Rural Thames Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 25, 2025
Sold price information is available to members only
Listed Date5/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished, Full
Lot Size15.24 × 35 Metres
CountyMiddlesex
Annual Tax$4,183
Legal DescriptionLOT 13, PLAN 33M770 MUNICIPALITY OF THAMES CENTRE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment

Security Features

Community Features

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Location

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98 Mill Pond Crescent, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 Mill Pond Crescent, Thames Centre, ON N0L 1G5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Thames Centre, ON

For a property listed at $999,900 in Thames Centre, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Thames Centre, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,290,807

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.