20 METCALFE Street, Thorold, ON

$639,900
MLS#:X9414580
2 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow att/row/townhouse located in the coveted neighborhood of 557 - Thorold Downtown. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 27.06 x 121.17 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Suspended Ceilings, Sump Pump, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful freehold townhome - END UNIT in desirable small enclave close to downtown Thorold. Quality upgrades throughout, lovely kitchen with island and newer stainless steel appliances, seperate dining room with patio doors to rear yard, open concept to living room with hardwood floors and 3 sided gas fireplace. Spacious primary bedroom with hardwood floors and huge walk in closet. handy main floor laundry. Totally finished lower level features rec room and 2nd bedroom and an additional 3 pc bath. neat and tidy single car garage, concrete driveway. Cute courtyard style rear yard with concrete patio area. No condo fees. Close to Holy Rosary Church and Hall, downtown shopping and the wonderful amenities Thorold has to offer. Perfect retirement property in truly move in condition. Rare opportunity!

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Property Summary

This townhouse located at 20 METCALFE Street, Thorold is currently for sale and has been available on SousaSells for 667 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 20 METCALFE Street, Thorold is in the 557 - Thorold Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 28, 2024
Sold price information is available to members only
Listed Date9/17/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBungalow
ConstructionBrick, Stucco (Plaster)
BasementFinished, Full
Lot Size27.06 × 121.17 Feet
CountyNiagara
Annual Tax$3,730
Legal DescriptionPT LT 71 BLK H PL 892 BEING PT 1 ON 59R11883; THOROLD

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Suspended Ceilings, Sump Pump, Central Vacuum

Security Features

Smoke Detector

Community Features

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Location

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20 METCALFE Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 METCALFE Street, Thorold, ON L2V 2Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

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Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Thorold, ON

For a property listed at $639,900 in Thorold, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 557 - Thorold Downtown, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$629,688

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.