20 Richmond Street, Thorold, ON

$429,000
MLS#:X12280041
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 557 - Thorold Downtown. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 33 x 100 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

What a great price! Welcome home to 20 Richmond Street in Thorold! Nothing to do here but move in! This 3 bed 1 bathroom turnkey home is ready for new owners! This home has been updated with vinyl windows, new updated doors (2024), roof (2018), new kitchen with soft close cupboards (2021), freshly painted and new flooring throughout! The main floor consists of a spacious kitchen, dining room, living room, 4 pc bathroom and 2 good size bedrooms! The upper level contains the third huge bedroom! The basement is finished with a spacious rec room, utility room, and laundry room. The rear yard is fenced, private, has a concrete patio, and backs onto green space, meaning no rear neighbours! The home has an ashphalt driveway with parking for 2! Located close to Brock, St. Catharines hosptial, the 406, QEW and all other amenities! Book your private showing today!

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Property Summary

This detached home located at 20 Richmond Street, Thorold is currently for sale and has been available on SousaSells for 371 days. This property is listed at $429,000 with an estimated mortgage of $1,428* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 20 Richmond Street, Thorold is in the 557 - Thorold Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 1, 2025
Sold price information is available to members only
Listed Date7/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Brick Front
BasementFinished, Full
Lot Size33 × 100 Feet
CountyNiagara
Annual Tax$2,645
Legal DescriptionPT LT 39-40 PL 897 PT 1 ON 59R12557 CITY OF THOROLD

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater, Storage

Security Features

Community Features

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Location

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20 Richmond Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Richmond Street, Thorold, ON L2V 3G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,700 (30.0%)
* Minimum Canadian down payment required for this price is $21,450.
Amortization Period30 Years
Estimated Monthly Payment$1,428Based on a loan of $300,300 over 30 years.
Purchase Price$429,000
Loan Amount$300,300
Provincial Land Transfer Tax:$5,055
Total Estimated Closing Taxes:$5,055

About Purchasing a Home in Thorold, ON

For a property listed at $429,000 in Thorold, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 557 - Thorold Downtown, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$629,688

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.