74 Albert Street, Thorold, ON

$449,900
MLS#:X11992647
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 11, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 557 - Thorold Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 52.52 x 122.14 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Bar Fridge, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome home to 74 Albert Street West, located in the beautiful city of Thorold! Just minutes away from all major cities, this convenient location offers quick highway access for your morning commutes along with so many great amenities right at your fingertips. This affordable two bedroom, one bathroom bungalow is perfect for first time home buyers or those looking to downsize. You are going to fall in love as you approach this home because of the mature tree lined streets and adorable curb appeal. Sitting on a large, fully fenced yard with plenty of parking and storage shed. Entering the home you are greeted with plenty of natural light that welcomes you into this warm and cozy space. This functional floor plan makes day to day life simple and easy. A generous sized living room leads into your eat-in kitchen with tons of potential to really open this space up. Tucked away on the right side of the home providing privacy from your entertaining areas is the main floor bathroom and two good sized bedrooms. Heading downstairs you will find a separate back entrance that leads directly to the finished basement that allows you the option to create a secondary unit/inlaw suite. Downstairs is equipped with a fantastic rec space with gas fireplace, a bar area, laundry, and storage room. With many notable updates to the mechanical systems there isn't much left to do but move in and enjoy! If you are looking for low maintenance living, affordability, functionality and convenience then 74 Albert Street West could be just what you are looking for. Don't miss out on this incredible opportunity and come see for yourself all the potential and amazing things this home has to offer!

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Property Summary

This detached home located at 74 Albert Street, Thorold is currently for sale and has been available on SousaSells for 505 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 74 Albert Street, Thorold is in the 557 - Thorold Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 11, 2025
Sold price information is available to members only
Listed Date2/28/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size52.52 × 122.14 Feet
CountyNiagara
Annual Tax$2,925
Legal DescriptionLT 31 PL 914 ; THOROLD

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Park, Public Transit, Place Of Worship

Interior Features

Bar Fridge, In-Law Capability

Security Features

Community Features

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Location

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74 Albert Street, Thorold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 74 Albert Street W, Thorold, ON L2V 2G9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thorold.

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Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Thorold, ON

For a property listed at $449,900 in Thorold, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Thorold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 557 - Thorold Downtown, Thorold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$629,688

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Prince of Wales
Public40 Pine Street South, Thorold, Ontario, L2V 3L4
7.0
Westmount
PublicWestmount Avenue, Thorold, Ontario, L2V 2J8
8.9
Richmond Street
Public153 Richmond Street, Thorold, Ontario, L2V 3H3
6.5
Ontario
PublicThorold, Ontario
9.1

Secondary Schools

Thorold
Public50 Ormond Street North, Thorold, Ontario, L2V 1Z1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.