109 Ontario Street, Thunder Bay, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning < 700 sqft on a premium 45 x 124 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (4.0 total parking spaces)
- Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
CHARM, CHARACTER & MODERN COMFORT - JUST MOVE IN & ENJOY! Welcome to this beautifully updated 2+1 bedroom dollhouse, perfectly situated in a trendy neighbourhood just minutes from the north side's vibrant restaurant and cultural district, Lakehead University, the Law School and the Hospital! Ideal for first-time buyers, young couples, growing families or retirees who aren't quite ready to give up their beloved perennial gardens! This charming home offers the perfect blend of original character and modern updates, featuring gorgeous hardwood flooring, an updated bathroom with a deep soaker tub, a delightful galley-style kitchen with a custom-built live edge breakfast bar and a cozy living room highlighted by a crystal electric fireplace with a custom-made mantel. An abundance of updated windows fills the home with natural sunlight, while the fully finished lower level offers a comfortable rec room and spacious third bedroom. Step outside onto the huge backyard deck overlooking an expansive, beautifully treed, fully fenced and private backyard - a gardener's delight with plenty of room for perennial gardens, outdoor entertaining and relaxing evenings around the firepit! Additional features include a garden/tool shed, car shelter and an impressive four-car off-street parking area. Shingles replaced in 2009, high-efficiency furnace and central air installed in 2016, and appliances are included. All the work has been done - simply move in, unpack and start enjoying your new home!
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Property Summary
This detached home located at 109 Ontario Street, Thunder Bay is currently for sale and has been available for 0 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 3 beds, 1 bathroom, and is < 700 square feet. 109 Ontario Street, Thunder Bay is in the Court / Cumberland neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Court / Cumberland, Thunder Bay.
- •3 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •< 700 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Thunder Bay.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Primary Bedroom - Main Floor
- Storage
- Water Heater Owned
Security Features
- Smoke Detector
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Thunder Bay?
If you are looking for a house in Thunder Bay or researching Thunder Bay real estate for sale, this 3-bedroom detached at 109 Ontario Street, Thunder Bay, ON offers an exceptional opportunity to buy a home in Thunder Bay, Ontario. Whether you are a first-time Thunder Bay home buyer or comparing active Thunder Bay MLS® homes for sale, working with a dedicated Thunder Bay buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Thunder Bay Buyer Budget & Costs
Estimated mortgage: $998*/month*. Estimated Ontario Land Transfer Tax: $2,974. First-time Thunder Bay home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Thunder Bay
Frequently Asked Questions about 109 Ontario Street, Thunder Bay, ON
Q.What is the asking price for 109 Ontario Street, Thunder Bay, ON ?
The current listing price for 109 Ontario Street, Thunder Bay, ON in Court / Cumberland, Thunder Bay is $299,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 1 bathroom across approximately < 700 sqft.
Q.What property type and architectural style is 109 Ontario Street, Thunder Bay, ON ?
109 Ontario Street, Thunder Bay, ON is a Detached (Bungalow) featuring a Full, Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, Storage, Water Heater Owned.
Q.What security features are installed at 109 Ontario Street, Thunder Bay, ON ?
Security features include: Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Court / Cumberland, Thunder Bay
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 109 Ontario Street, Thunder Bay, ON P7B 3G1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Thunder Bay, ON
For a property listed at $299,900 in Thunder Bay, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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