160 Bruce Street, Thunder Bay, ON

$259,900
MLS#:X13557308
3 beds
2 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium vinyl siding and unknown construction, this residence presents an exceptional opportunity offered at $259,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 33 x 110 ft lot size
  • Features a partial basement, full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to 160 Bruce Street, a bright and inviting north-side two-storey home with plenty of potential. Featuring an open-concept living and dining area filled with natural light, this home offers 3 bedrooms and 2 bathrooms, making it a great opportunity for families, first-time buyers, investors, or renovators. Garden doors provide a walkout to the backyard, where you will find a deck and storage sheds, creating a great space for outdoor living and entertaining. Conveniently located close to schools, shopping, walking trails, and everyday amenities, this property offers comfort, convenience, and an opportunity to add your own personal touch. See additional remarks to data form.

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Property Summary

This detached home located at 160 Bruce Street, Thunder Bay is currently for sale and has been available on SousaSells for 3 days. This property is listed at $259,900 with an estimated mortgage of $865* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 160 Bruce Street, Thunder Bay is in the Shuniah neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Unknown, Aluminum Siding
BasementPartial Basement, Full, Partially Finished
Lot Size33 × 110 Feet
CountyThunder Bay
Annual Tax$2,483.67
Legal DescriptionPCL 79 SEC PAF; LT 28 PL M18 MCINTYRE; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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160 Bruce Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 160 Bruce Street, Thunder Bay, ON P7A 5W7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$77,970 (30.0%)
* Minimum Canadian down payment required for this price is $12,995.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $181,930 over 30 years.
Purchase Price$259,900
Loan Amount$181,930
Provincial Land Transfer Tax:$2,374
Total Estimated Closing Taxes:$2,374

About Purchasing a Home in Thunder Bay, ON

For a property listed at $259,900 in Thunder Bay, the legal minimum down payment is $12,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,374 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,374.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$396,248

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.