237 Finlayson Street, Thunder Bay, ON

$240,000
MLS#:X13603074
3 beds
3 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of East End. Expertly crafted featuring premium stucco (plaster) and unknown construction, this residence presents an exceptional opportunity offered at $240,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Premium 50 x 115 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Storage, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

NEW LISTING! Welcome To This Charming Red Brick Character Home Offering Incredible Value And One Of The Lowest Price Per Square Foot Opportunities On The Market. Full Of Timeless Charm With High Ceilings, A Welcoming Front Entry Porch, And Spacious Principal Rooms, This Home Is Perfect For Buyers Looking To Add Their Own Personal Style While Enjoying This 1574 SqFt Space . The Large Updated Kitchen And Renovated Main Bathroom Blend Modern Convenience With Classic Character, While The Formal Dining Room Is Ideal For Family Gatherings And Entertaining. Upstairs You'll Find An Oversized Primary Bedroom Along With Generous Living Space Throughout. The Main Floor Also Features A Convenient 2 Piece Bathroom, Plus The Basement Is Already Set Up With Plumbing For A Future Third Bathroom. Outside, Enjoy A Large Backyard, Detached Garage, And Plenty Of Room For Kids, Pets, Gardening, Or Future Projects. Located Close To Schools, Shopping, Parks, And Everyday Amenities, This Is An Affordable Opportunity To Own A Spacious Home With Endless Potential.

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Property Summary

This detached home located at 237 Finlayson Street, Thunder Bay is currently for sale and has been available on SousaSells for 2 days. This property is listed at $240,000 with an estimated mortgage of $799* per month. It has 3 beds, 3 bathrooms, and is unknown square feet. 237 Finlayson Street, Thunder Bay is in the East End neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Unknown, Brick
BasementFull, Partially Finished
Lot Size50 × 115 Feet
CountyThunder Bay
Annual Tax$2,250.07
Legal DescriptionLT 1 BLK 25 PL W54 NEEBING ADDITIOAL; THUNDER BAY

Parking & Garage

Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Storage, Other

Security Features

Community Features

Location

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237 Finlayson Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 237 Finlayson Street, Thunder Bay, ON P7C 2K8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

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Interest Rate4.00%
Down Payment$72,000 (30.0%)
* Minimum Canadian down payment required for this price is $12,000.
Amortization Period30 Years
Estimated Monthly Payment$799Based on a loan of $168,000 over 30 years.
Purchase Price$240,000
Loan Amount$168,000
Provincial Land Transfer Tax:$2,125
Total Estimated Closing Taxes:$2,125

About Purchasing a Home in Thunder Bay, ON

For a property listed at $240,000 in Thunder Bay, the legal minimum down payment is $12,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,125 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,125.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for East End, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$293,989

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Jude
Public345 Ogden Street, Fort William, Thunder Bay, Ontario, P7C 2N4
4.0
McKellar Park Central
Public301 Archibald Street North, Fort William, Thunder Bay, Ontario, P7C 3Y3
7.1
St Elizabeth
Public735 Selkirk Street South, Fort William, Thunder Bay, Ontario, P7E 1V3
5.8
St Thomas Aquinas
Public2645 Donald Street East, Thunder Bay, Ontario, P7E 5X5
7.0
Kingsway Park
Public315 Empire Avenue, Fort William, Thunder Bay, Ontario, P7E 4R9
5.8

Secondary Schools

St. Patrick
Catholic621 Selkirk Street South, Fort William, Thunder Bay, Ontario, P7E 1T9
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.