244 Fitzgerald Street, Thunder Bay, ON

$175,000
MLS#:X13568754
3 beds
1 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Court / Cumberland. Expertly crafted featuring premium unknown construction, this residence presents an exceptional opportunity offered at $175,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 50 x 120 ft lot size
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Opportunity is knocking! If you've been searching for an affordable home with incredible potential, this Northside property is one you won't want to miss. Priced at just $175,000, this 1.75-storey home is the perfect opportunity for a handyperson, renovator, investor, or buyer looking to build equity through their own improvements. The upper level offers 3 bedrooms and a 4-piece bathroom, providing a functional layout for families or future tenants. On the main floor, you'll find a living room, separate dining room, and kitchen, offering a traditional floor plan with plenty of room to reimagine and customize to your own style. Outside, the generous yard provides ample space for gardening, entertaining, kids, pets, or future outdoor projects. Whether you've been dreaming of creating your own backyard oasis or simply want extra outdoor space, the possibilities are endless. Located on Thunder Bay's desirable Northside, you'll enjoy convenient access to schools, parks, shopping, and everyday amenities while investing in a property with significant upside. This home is about potential. Bring your vision, your tools, and your creativity to transform this house into something truly special. Whether you're tackling your first renovation project, looking for your next investment, or searching for an affordable place to make your own, this property offers outstanding value at an exceptional price. Opportunities like this don't come along often. If you're ready to roll up your sleeves and unlock the potential this home has to offer, book your viewing today!

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Property Summary

This detached home located at 244 Fitzgerald Street, Thunder Bay is currently for sale and has been available on SousaSells for 7 days. This property is listed at $175,000 with an estimated mortgage of $583* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 244 Fitzgerald Street, Thunder Bay is in the Court / Cumberland neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionUnknown
BasementOther
Lot Size50 × 120 Feet
CountyThunder Bay
Annual Tax$2,480.85
Legal DescriptionLT 14 BLK 47 PL 121 MCINTYRE; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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244 Fitzgerald Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 244 Fitzgerald Street, Thunder Bay, ON P7A 2N9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$52,500 (30.0%)
* Minimum Canadian down payment required for this price is $8,750.
Amortization Period30 Years
Estimated Monthly Payment$583Based on a loan of $122,500 over 30 years.
Purchase Price$175,000
Loan Amount$122,500
Provincial Land Transfer Tax:$1,475
Total Estimated Closing Taxes:$1,475

About Purchasing a Home in Thunder Bay, ON

For a property listed at $175,000 in Thunder Bay, the legal minimum down payment is $8,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,475 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Court / Cumberland, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$738,351

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Francis
PublicFrancis Street West, Thunder Bay, Ontario, P7E 3J1
8.9
Nor'wester View
Public1946 Mountain Road, Thunder Bay, Ontario, P7J 1C8
8.7
St Paul
Public539 Grenville Avenue, Thunder Bay, Ontario, P7A 2C3
8.5
Five Mile
Public2025 Dawson Road, Thunder Bay, Ontario, P7G 2E9
8.4

Secondary Schools

St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Superior CVI
Public
6.2
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.