400 Victoria Avenue, Thunder Bay, ON

$450,000
MLS#:X13617336
5 beds
3 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Edgewater Park. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Spacious lot size measured in Feet
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Storage, Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

NEW LISTING! Welcome To 400 Victoria Ave W, A Versatile South Side Bungalow Offering Incredible Value For Investors, Multi Generational Families, Or Buyers Looking To Offset Their Mortgage. This Move In Ready Home Features 1,167 Sq Ft Of Living Space With 5 Bedrooms, 3 Bathrooms, 2 Kitchens, And Separate Entrances, Creating The Potential For Two Self Contained Rental Units. Live Comfortably On The Main Floor While Generating Additional Income From The Lower Level, Or Take Advantage Of The Excellent Cash Flow Potential As An Investment Property. Numerous Upgrades Have Already Been Completed, Allowing You To Move In Or Rent It Out With Confidence. Outside You'll Find A Detached Garage And A Convenient Location Right On The Bus Route, Just Minutes From The College, Schools, Grocery Stores, Shopping, And Everyday Amenities. Whether You're Growing Your Investment Portfolio, Looking For A Home That Accommodates Extended Family, Or Searching For A Property With Flexible Living Options, This One Offers Outstanding Opportunity In A Highly Accessible Location. Call For More Details! *** Garage Wired and Heated With Natural Gas***

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Property Summary

This detached home located at 400 Victoria Avenue, Thunder Bay is currently for sale and has been available on SousaSells for 6 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 5 beds, 3 bathrooms, and is unknown square feet. 400 Victoria Avenue, Thunder Bay is in the Edgewater Park neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Edgewater Park, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • Desirable Detached architecture in Edgewater Park, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Edgewater Park, Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
CountyThunder Bay
Annual Tax$4,437
Legal DescriptionLT 22 PL W799 NEEBING; S/T OFW50422E; THUNDER BAY

Parking & Garage

Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

  • Fenced Yard

Interior Features

  • Storage
  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 400 Victoria Avenue, Thunder Bay, ON

Q.What is the asking price for 400 Victoria Avenue, Thunder Bay, ON ?

The current listing price for 400 Victoria Avenue, Thunder Bay, ON in Edgewater Park, Thunder Bay is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms.

Q.What property type and architectural style is 400 Victoria Avenue, Thunder Bay, ON ?

400 Victoria Avenue, Thunder Bay, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 400 Victoria Avenue, Thunder Bay, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Storage, Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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400 Victoria Avenue, Thunder Bay, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 400 Victoria Avenue W, Thunder Bay, ON P7C 1G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

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Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in Thunder Bay, ON

For a property listed at $450,000 in Thunder Bay, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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Edgewater Park, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Edgewater Park, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$384,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Edgewater Park, Thunder Bay

Elementary Schools

St Thomas Aquinas
Public2645 Donald Street East, Thunder Bay, Ontario, P7E 5X5
7.0
Westmount
Public120 Begin Street West, Thunder Bay, Ontario, P7E 5M4
6.0
Kingsway Park
Public315 Empire Avenue, Fort William, Thunder Bay, Ontario, P7E 4R9
5.8
St Martin
Public115 Mary Street West, Thunder Bay, Ontario, P7E 2L8
5.9
Sherbrooke
Public110 Sherbrooke Street, Thunder Bay, Ontario, P7C 4R6
3.3

Secondary Schools

St. Patrick
Catholic621 Selkirk Street South, Fort William, Thunder Bay, Ontario, P7E 1T9
5.3

Edgewater Park, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.