434 Queen Street, Thunder Bay, ON

$249,800
MLS#:X13611748
2 beds
1 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Academy Heights. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $249,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Premium 33 x 157 ft lot size
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Affordable Port Arthur Home! Well-maintained 2 bedroom home featuring a bright kitchen with appliances included, open-concept living and dining area, and a cozy front porch. Both bedrooms feature hardwood flooring, adding warmth and character to the home. The full open basement is ready for development, offering excellent potential for additional living space. Additional features include a high efficient furnace. Situated on an impressive 33’ x 157’ lot, the huge backyard provides plenty of space for gardening, entertaining, or future possibilities. Conveniently located close to shopping, schools, parks, and other amenities, this property offers outstanding value in a convenient location. Visit www.neilirwin.ca for more information.

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Property Summary

This detached home located at 434 Queen Street, Thunder Bay is currently for sale and has been available on SousaSells for 4 days. This property is listed at $249,800 with an estimated mortgage of $831* per month. It has 2 beds, 1 bathroom, and is unknown square feet. 434 Queen Street, Thunder Bay is in the Academy Heights neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Academy Heights, Thunder Bay.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • Desirable Detached architecture in Academy Heights, Thunder Bay
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementUnfinished, Full
Lot Size33 × 157 Feet
CountyThunder Bay
Annual Tax$2,673.16
Legal DescriptionLT 1 PL 716 PORT ARTHUR; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 434 Queen Street, Thunder Bay, ON

Q.What is the asking price for 434 Queen Street, Thunder Bay, ON ?

The current listing price for 434 Queen Street, Thunder Bay, ON in Academy Heights, Thunder Bay is $249,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom.

Q.What property type and architectural style is 434 Queen Street, Thunder Bay, ON ?

434 Queen Street, Thunder Bay, ON is a Detached (Bungalow) featuring a Unfinished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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Location

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434 Queen Street, Thunder Bay, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 434 Queen Street, Thunder Bay, ON P7B 2K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

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Interest Rate4.00%
Down Payment$74,940 (30.0%)
* Minimum Canadian down payment required for this price is $12,490.
Amortization Period30 Years
Estimated Monthly Payment$831Based on a loan of $174,860 over 30 years.
Purchase Price$249,800
Loan Amount$174,860
Provincial Land Transfer Tax:$2,223
Total Estimated Closing Taxes:$2,223

About Purchasing a Home in Thunder Bay, ON

For a property listed at $249,800 in Thunder Bay, the legal minimum down payment is $12,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,223 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,223.

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Academy Heights, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Academy Heights, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$332,711

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Academy Heights, Thunder Bay

Elementary Schools

Gron Morgan
Public174 Hodge Street, Thunder Bay, Ontario, P7B 4G4
7.4
Corpus Christi
Public110 Marlborough Street, Thunder Bay, Ontario, P7B 4G4
5.6
Algonquin Avenue
Public160 Algonquin Avenue South, Thunder Bay, Ontario, P7B 4T1
5.7
St Pius X
Public140 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
5.7
C D Howe
Public30 Wishart Crescent, Thunder Bay, Ontario, P7A 6G3
5.0

Secondary Schools

Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1
de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6

Academy Heights, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.