115 Toivo Street, Unit 101, Thunder Bay, ON

$284,900
MLS#:X13847826
1 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 1 Bed, 1 Bath Home at 115 Toivo Street Thunder Bay ON listed at $284,900 (MLS# X13847826) - Main View
For Sale
Added:Oct 1, 2026(today)
Updated:Oct 1, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of John Street North. Expertly crafted featuring premium brick veneer and vinyl siding construction, this residence presents an exceptional opportunity offered at $284,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Modern Main-Floor Condo - Updated & Move-In ReadyWelcome to this modern and beautifully updated main-floor condo offering comfortable, low-maintenance living. This spacious one-bedroom, one-bathroom unit features an inviting open-concept living and dining area, creating a bright and functional space for everyday living and entertaining.The updated interior includes stylish flooring, Hunter Douglas window coverings, and elegant quartz countertops. Additional features include air conditioning, a spacious walk-in closet, abundant pantry and storage space, and convenient ensuite laundry.Enjoy the convenience of two separate entrances-one from the common area and a private entrance that opens to your own porch/patio area. Step outside to enjoy the beautifully maintained gardens and a convenient boardwalk leading to the parking area.Located in a smoke-free building, this condo offers modern updates, excellent storage, private outdoor space, and convenient main-floor living.

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Property Summary

This condo apartment located at 115 Toivo Street, Thunder Bay is currently for sale and has been available on SousaSells for 0 days. This property is listed at $284,900 with an estimated mortgage of $948* per month. It has 1 bed, 1 bathroom, and is 900-999 square feet. 115 Toivo Street, Thunder Bay is in the John Street North neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in John Street North, Thunder Bay.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$284,900
Maintenance Fee$510/mo
AddedOct 1, 2026 (today)
UpdatedOct 1, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameSignature North Realty Inc.

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick Veneer, Vinyl Siding
BasementNone
CountyThunder Bay
Annual Tax$3,958
Rental ItemsHot Water Tank

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Thunder Bay Home Buyer Advisory & Market HubActive MLS® Listing in Thunder Bay, Ontario

Looking to Buy a Home in Thunder Bay?

If you are looking for a house in Thunder Bay or researching Thunder Bay real estate for sale, this 1-bedroom condo apartment at 115 Toivo Street, Unit 101, Thunder Bay, ON offers an exceptional opportunity to buy a home in Thunder Bay, Ontario. Whether you are a first-time Thunder Bay home buyer or comparing active Thunder Bay MLS® homes for sale, working with a dedicated Thunder Bay buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Thunder Bay Homes for Sale & MLS® Listings

Browse all verified Thunder Bay real estate listings, compare active Thunder Bay houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Thunder Bay Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Thunder Bay realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Thunder Bay Buyer Budget & Costs

Estimated mortgage: $948*/month*. Estimated Ontario Land Transfer Tax: $2,749. First-time Thunder Bay home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Thunder Bay

Frequently Asked Questions about 115 Toivo Street, Unit 101, Thunder Bay, ON

Q.What is the asking price for 115 Toivo Street, Unit 101, Thunder Bay, ON ?

The current listing price for 115 Toivo Street, Unit 101, Thunder Bay, ON in John Street North, Thunder Bay is $284,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 115 Toivo Street, Unit 101, Thunder Bay, ON ?

115 Toivo Street, Unit 101, Thunder Bay, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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115 Toivo Street, Unit 101, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

John Street North, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 115 Toivo Street 101, Thunder Bay, ON P7B 6N9

Estimated Sales Range
$271,000 - $279,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$85,470 (30.0%)
* Minimum Canadian down payment required for this price is $14,245.
Amortization Period30 Years
Estimated Monthly Payment$948Based on a loan of $199,430 over 30 years.
Purchase Price$284,900
Loan Amount$199,430
Provincial Land Transfer Tax:$2,749
Total Estimated Closing Taxes:$2,749

About Purchasing a Home in Thunder Bay, ON

For a property listed at $284,900 in Thunder Bay, the legal minimum down payment is $14,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,749 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,749.

Similar Listings in John Street North, Thunder Bay

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John Street North, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for John Street North, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,107,740

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in John Street North, Thunder Bay

Elementary Schools

Holy Cross
Public420 Brittany Drive, Thunder Bay, Ontario, P7B 5X8
6.7
St Pius X
Public140 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
5.7
Woodcrest
Public867 Woodcrest Road, Thunder Bay, Ontario, P7G 1J2
5.2
Algonquin Avenue
Public160 Algonquin Avenue South, Thunder Bay, Ontario, P7B 4T1
5.7
C D Howe
Public30 Wishart Crescent, Thunder Bay, Ontario, P7A 6G3
5.0

Secondary Schools

Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1
de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6

John Street North, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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