22 Harvey Street, Tillsonburg, ON

$550,000
MLS#:X12283000
3 beds
3 baths
3000-3500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Tillsonburg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 61.18 x 91.06 ft lot
  • Features a partial basement, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Live, Work & Invest @ 22 Harvey Street in Tillsonburg! This professional office and residential building in the heart of Downtown Tillsonburg presents a rare and versatile opportunity for investors and owner-users alike. Located directly across from Starbucks on the east side of Harvey Street, this solid three-level brick building enjoys excellent foot and vehicle traffic, providing peak visibility in one of Oxford County's fastest-growing communities. Zoned Central Commercial (C-1), the property allows for a wide range of permitted uses including retail, professional office, clinics, personal service shops, restaurants, and mixed-use residential-commercial making it ideal for those seeking a live/work setup or multiple income streams. The building offers over 3,000 square feet of finished space, including: Main Floor: A charming professional office layout with updated central air (2024), perfect for your business or future tenants. Upper Two Levels: A spacious residential apartment featuring 3 bedrooms & 2 bathrooms, ideal for an owner-occupier or rental income. Additional features: Steel tile roof for lasting durability, Lawn sprinkler system for easy exterior maintenance and a 16 x 12 fire vault for secure storage. Timeless brick exterior with strong curb appeal, Floor plan & zoning allowances available upon request. Whether you're looking to simplify your commute, run your business from home, or invest in a solid asset with excellent zoning and location, 22 Harvey Street is a smart, strategic move. Contact your realtor today to book your private showing and explore the possibilities.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date7/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick
BasementPartial Basement, Walk-Up
Lot Size61.18 × 91.06 Feet
CountyOxford
Annual Tax$3,673.18
Legal DescriptionPT LT 1158 PL 500 AS IN 451448; TILLSONBURG

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

Location

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22 Harvey Street, Tillsonburg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Harvey Street, Tillsonburg, ON N4G 3J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tillsonburg.

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Interest Rate5.25%
Down Payment$30,000 (5.5%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period25 Years
Estimated Monthly Payment$3,099Based on a loan of $520,000 over 25 years.
Purchase Price$550,000
Loan Amount$520,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Tillsonburg, ON

For a property listed at $550,000 in Tillsonburg, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Tillsonburg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

Nearby Listings

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No current listings found in Tillsonburg.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Tillsonburg, Tillsonburg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,612

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Annandale
Public60 Tillson Avenue, Tillsonburg, Ontario, N4G 3A1
3.1
Westfield
Public102 Dereham Drive, Tillsonburg, Ontario, N4G 0G5
5.1
South Ridge
Public10 South Ridge Road, Tillsonburg, Ontario, N4G 0C1
4.0

Secondary Schools

Glendale
Public37 Glendale Drive, Tillsonburg, Ontario, N4G 1J6
4.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.