93 Ontario Street, Timiskaming, ON

$549,900
MLS#:T13601536
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
93 Ontario Street, Timiskaming, ON P0J 1G0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of TIM - Outside - Rural. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 109 x 276 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Tranquility awaits in this thoughtfully updated and fully furnished home located directly on the Montreal River in Elk Lake. This newly imagined open concept living space feels cozy yet sophisticated, boasting stunning waterfront views throughout the home. Extensively renovated and expanded inside and out, this home has been transformed into a year round retreat. The kitchen, dining room and living room feature a vaulted ceiling and large sliding doors, providing an unobstructed view and access to the large wrap-around deck. Outside, a stunning professionally landscaped lot includes a new natural stone retaining wall and drive-down access to the large workshop equipped with a new hydro panel and can easily be converted into a waterfront bunkie. Renowned for hunting and fishing and nearby access to seemingly endless crown land trails, Elk Lake is a short 30 minute drive to Englehart and Matachewan and 40 minutes to New Liskeard, making it the perfect getaway while staying close to local amenities.

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Property Summary

This detached home located at 93 Ontario Street, Timiskaming is currently for sale and has been available on SousaSells for 14 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 93 Ontario Street, Timiskaming is in the TIM - Outside - Rural neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in TIM - Outside - Rural, Timiskaming.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size109 × 276 Feet
CountyTimiskaming
Annual Tax$1,252.62
Legal DescriptionPCL 21297 SEC SST; SUMMER RESORT LT 9 PL M207TIM JAMES; JAMES ; DISTRICT OF TIMISKAMING

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Waterfront

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 93 Ontario Street, Timiskaming, ON

Q.What is the asking price for 93 Ontario Street, Timiskaming, ON ?

The current listing price for 93 Ontario Street, Timiskaming, ON in TIM - Outside - Rural, Timiskaming is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 93 Ontario Street, Timiskaming, ON ?

93 Ontario Street, Timiskaming, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 93 Ontario Street, Timiskaming, ON offer?

Key property features include: Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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93 Ontario Street, Timiskaming, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 93 Ontario Street, Timiskaming, ON P0J 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Timiskaming.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Timiskaming, ON

For a property listed at $549,900 in Timiskaming, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Timiskaming (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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TIM - Outside - Rural, Timiskaming Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for TIM - Outside - Rural, Timiskaming.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$560,687

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in TIM - Outside - Rural, Timiskaming

Elementary Schools

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Secondary Schools

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TIM - Outside - Rural, Timiskaming Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.