187 Spruce Street, Timmins, ON

$319,900
MLS#:T13869014
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 187 Spruce Street Timmins ON listed at $319,900 (MLS# T13869014) - Main View
For Sale
Added:Oct 6, 2026(today)
Updated:Oct 6, 2026(today)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Hill District. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $319,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 112.5 ft lot
  • Features a walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (4.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Timeless character and incredible versatility in this unique 1930s property. Lovingly cared for by only one previous owner, this home is filled with charm, original character, and the little nooks and unexpected spaces that make older homes so special. Currently configured as two separate 2-bedroom, 1-bathroom units, with potential for a third unit, this property offers flexibility for investors, extended families, or those looking for rental income. Not a cookie-cutter home-and that's its charm. Full of personality, warmth, and opportunity, this is a truly unique property for someone who appreciates character and sees the potential in making it their own.

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Property Summary

This duplex located at 187 Spruce Street, Timmins is currently for sale and has been available for 0 days. This property is listed at $319,900 with an estimated mortgage of $1,065* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 187 Spruce Street, Timmins is in the Hill District neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Hill District, Timmins.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Hill District, Timmins.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$319,900
AddedOct 6, 2026 (today)
UpdatedOct 6, 2026 (today)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NORTHERN REALTY LEADERS

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementWalk-Out
Lot Size30 Ă— 112.5 Feet
CountyCochrane
Annual Tax$3,001.59
Rental ItemsHot Water Tank Reliance $125.10 Quarterley
Legal DescriptionPCL 6743 SEC WAT SRO; LT 33 PL M52T TISDALE RESERVING TO THE OWNERS OF THE MINING RIGHTS, ALL MINES, MINERALS AND MINING RIGHTS IN, UPON AND UNDER THE SAID LANDS.; CITY OF TIMMINS

Parking & Garage

Parking Total4.0
Parking Space4
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Timmins Home Buyer Advisory & Market HubActive MLS® Listing in Timmins, Ontario

Looking to Buy a Home in Timmins?

If you are looking for a house in Timmins or researching Timmins real estate for sale, this 4-bedroom duplex at 187 Spruce Street, Timmins, ON offers an exceptional opportunity to buy a home in Timmins, Ontario. Whether you are a first-time Timmins home buyer or comparing active Timmins MLS® homes for sale, working with a dedicated Timmins buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Timmins Homes for Sale & MLS® Listings

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Dedicated Timmins Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Timmins realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Timmins Buyer Budget & Costs

Estimated mortgage: $1,065*/month*. Estimated Ontario Land Transfer Tax: $3,274. First-time Timmins home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Timmins

Frequently Asked Questions about 187 Spruce Street, Timmins, ON

Q.What is the asking price for 187 Spruce Street, Timmins, ON ?

The current listing price for 187 Spruce Street, Timmins, ON in Hill District, Timmins is $319,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 187 Spruce Street, Timmins, ON ?

187 Spruce Street, Timmins, ON is a Duplex (2-Storey) featuring a Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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187 Spruce Street, Timmins, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Hill District, Timmins

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 187 Spruce Street N, Timmins, ON P4N 6N2

Estimated Sales Range
$304,000 - $314,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Timmins.

Configure Loan Settings

Interest Rate4.00%
Down Payment$95,970 (30.0%)
* Minimum Canadian down payment required for this price is $15,995.
Amortization Period30 Years
Estimated Monthly Payment$1,065Based on a loan of $223,930 over 30 years.
Purchase Price$319,900
Loan Amount$223,930
Provincial Land Transfer Tax:$3,274
Total Estimated Closing Taxes:$3,274

About Purchasing a Home in Timmins, ON

For a property listed at $319,900 in Timmins, the legal minimum down payment is $15,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,274 for this transaction. As this listing is in Timmins (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,274.

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Hill District, Timmins Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Hill District, Timmins.

Verified Local Data
City Population202,022
City Median Age42.4 Yrs
City Ownership78% Owners
Avg Area List Price$354,750

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
27%
Other households
5%

Top Ethnic Origins

Chinese30%
Iranian11%
Canadian8%
Italian7%

Best Schools in Hill District, Timmins

Elementary Schools

Pinecrest
Public542 Toke Street, Timmins, Ontario, P4N 6W1
1.9
W Earle Miller
Public200 Victoria Avenue, Timmins, Ontario, P4N 8G9
4.3
École catholique St-Gérard
Public59 Sterling Avenue E, Timmins, Ontario, P4N 1R7
3.1
Don-Bosco
Public400 Lonergan Boulevard, Timmins, Ontario, P4P 1C7
4.4
Lionel-Gauthier
Public145 St. Jean Avenue, Timmins, Ontario, P4R 0J7
6.7

Secondary Schools

O’Gorman
Public150 George Avenue, Timmins, Ontario, P4N 4M1
5.3
Theriault
Public341 Thériault Boulevard, Timmins, Ontario, P4N 7K3
4.4
Timmins
Public451 Thériault Boulevard, Timmins, Ontario, P4N 8B2
3.7

Hill District, Timmins Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied78%
Rented22%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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