218 Ruth Street, Timmins, ON

$585,000
MLS#:T12062739
5 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 30, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Porcupine - West. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $585,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 75 x 100 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Bar Fridge, Built-In Oven, In-Law Capability
  • equipped with wall unit(s) central cooling and highly efficient water heating via gas

Description

Endless Possibilities Await! This immaculate home, located in Porcupine, is a true gem, showcasing meticulous attention to detail inside and out. With 5 spacious bedrooms, 3 full bathrooms, 3 kitchens, a huge rec room and tons of storage, this unique property offers incredible flexibility - perfect for multi-generational living, rental income, or an entertainer's dream home. Situated on a rare double lot, the beautifully landscaped yard features a heated pool, relaxing hot tub, a fully fenced yard with multiple decks, attached and detached heated garages and interlock driveway. Inside, comfort meets efficiency with a state-of-the-art, 2-year-old multi-zone boiler. From its thoughtful layout to its countless upgrades, this property is truly one-of-a-kind. ALL contents of the home are negotiable and quick close possible! Don't miss your chance to own this exceptional home!

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Property Summary

This detached home located at 218 Ruth Street, Timmins is currently for sale and has been available on SousaSells for 470 days. This property is listed at $585,000 with an estimated mortgage of $1,947* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 218 Ruth Street, Timmins is in the Porcupine - West neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
3
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 30, 2025
Sold price information is available to members only
Listed Date4/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementFull, Finished
Lot Size75 × 100 Feet
CountyCochrane
Annual Tax$5,787
Legal DescriptionPCL 10762 SEC WAT SRO; FIRSTLY N1/2 LT 287 PL M8S WHITNEY; SECONDLY LT 288 PL M8S WHITNEY; CITY OF TIMMINS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWall Unit(s)

Features

Property Features

Interior Features

Bar Fridge, Built-In Oven, In-Law Capability, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Suspended Ceilings, Upgraded Insulation, Water Heater Owned

Security Features

Community Features

Location

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218 Ruth Street, Timmins, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 218 Ruth Street, Timmins, ON P0N 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Timmins.

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Interest Rate4.00%
Down Payment$175,500 (30.0%)
* Minimum Canadian down payment required for this price is $33,500.
Amortization Period30 Years
Estimated Monthly Payment$1,947Based on a loan of $409,500 over 30 years.
Purchase Price$585,000
Loan Amount$409,500
Provincial Land Transfer Tax:$8,175
Total Estimated Closing Taxes:$8,175

About Purchasing a Home in Timmins, ON

For a property listed at $585,000 in Timmins, the legal minimum down payment is $33,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,175 for this transaction. As this listing is in Timmins (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Porcupine - West, Timmins.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$371,120

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Lionel-Gauthier
Public145 St. Jean Avenue, Timmins, Ontario, P4R 0J7
6.7
Don-Bosco
Public400 Lonergan Boulevard, Timmins, Ontario, P4P 1C7
4.4
W Earle Miller
Public200 Victoria Avenue, Timmins, Ontario, P4N 8G9
4.3
École catholique St-Gérard
Public59 Sterling Avenue E, Timmins, Ontario, P4N 1R7
3.1
Pinecrest
Public542 Toke Street, Timmins, Ontario, P4N 6W1
1.9

Secondary Schools

O’Gorman
Public150 George Avenue, Timmins, Ontario, P4N 4M1
5.3
Theriault
Public341 Thériault Boulevard, Timmins, Ontario, P4N 7K3
4.4
Timmins
Public451 Thériault Boulevard, Timmins, Ontario, P4N 8B2
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.