220 Ruth Street, Timmins, ON
Property no longer active
This property was sold on February 12, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Porcupine - West. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $485,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 75 x 100 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Discover this charming modern farmhouse-style family home, situated in a delightful residential neighbourhood, with easy access to Highway 101 and nearby amenities. Step through the welcoming side entrance to discover built-in storage that's ideal for busy family life. The main floor invites you in with an open-concept kitchen, dining, and living space, complemented by a convenient two-piece bathroom. The kitchen offers a natural gas stove, spacious island, fridge, dishwasher, and microwave. Cozy up in the living room featuring built-in shelving around the fireplace. Patio doors open to a partially fenced backyard oasis, complete with a deck & gazebo (built in 2024). Upstairs, three generously sized bedrooms await, finished with beautiful hardwood flooring. The stunning modern four-piece bathroom features ceramic tile, shiplap-style accents, and elegant pendant lighting. A versatile sitting area offers the perfect spot for a home office or flexible space.The finished basement hosts a cozy rec room, a three-piece bathroom featuring a walk-in shower, a dedicated laundry area, and a storage room.Outside, enjoy the convenience of a double-wide interlock brick driveway, oversized carport, and a spacious 24' x 24' heated detached garage. Natural gas forced air furnace installed 2025.
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Property Summary
This detached home located at 220 Ruth Street, Timmins is currently for sale and has been available on SousaSells for 161 days. This property is listed at $485,000 with an estimated mortgage of $1,614* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 220 Ruth Street, Timmins is in the Porcupine - West neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 220 Ruth Street, Timmins, ON P0N 1C0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Timmins, ON
For a property listed at $485,000 in Timmins, the legal minimum down payment is $24,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,175 for this transaction. As this listing is in Timmins (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,175.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.