626 Mountjoy Street, Timmins, ON

$233,900
MLS#:T11907168
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 15, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of TS - SE. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $233,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 30 x 120 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage
  • Efficient forced air heating via gas

Description

Motivated Seller! Take quick possession of this turn key 3 bedroom home with a 16 ft. x 24 ft. detached garage . This home is the perfect size for a starter home or to down size. This affordable home is in a good neighborhood and has been well maintained over the years. The shingles on the house and garage were replaced in 2019. Your family will enjoy the fenced yard for outdoor activities, including a nice deck off the dining room for relaxation and the occasional BBQ. The 10 ft. x 10 ft. shed offers additional storage. This house is across the street from a park and playground and near Timmins Centennial Public School and Ecole Catholique St-Gerard and the public transit bus stop is at the edge of the property. See Realtor Remarks.

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Property Summary

This detached home located at 626 Mountjoy Street, Timmins is currently for sale and has been available on SousaSells for 559 days. This property is listed at $233,900 with an estimated mortgage of $779* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 626 Mountjoy Street, Timmins is in the TS - SE neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 15, 2025
Sold price information is available to members only
Listed Date1/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFull, Unfinished
Lot Size30 × 120 Feet
CountyCochrane
Annual Tax$2,600.56
Legal DescriptionPCL 23-2 SEC M358C SRO; PT LT 23 PL M358C MOUNTJOY PT 6, 6R2965; CITY OF TIMMINS

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Storage

Security Features

Community Features

Location

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626 Mountjoy Street, Timmins, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 626 Mountjoy Street S, Timmins, ON P4N 7Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Timmins.

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Interest Rate4.00%
Down Payment$70,170 (30.0%)
* Minimum Canadian down payment required for this price is $11,695.
Amortization Period30 Years
Estimated Monthly Payment$779Based on a loan of $163,730 over 30 years.
Purchase Price$233,900
Loan Amount$163,730
Provincial Land Transfer Tax:$2,064
Total Estimated Closing Taxes:$2,064

About Purchasing a Home in Timmins, ON

For a property listed at $233,900 in Timmins, the legal minimum down payment is $11,695 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,064 for this transaction. As this listing is in Timmins (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,064.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for TS - SE, Timmins.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$329,265

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

École catholique St-Gérard
Public59 Sterling Avenue E, Timmins, Ontario, P4N 1R7
3.1
Pinecrest
Public542 Toke Street, Timmins, Ontario, P4N 6W1
1.9
W Earle Miller
Public200 Victoria Avenue, Timmins, Ontario, P4N 8G9
4.3
Don-Bosco
Public400 Lonergan Boulevard, Timmins, Ontario, P4P 1C7
4.4
Lionel-Gauthier
Public145 St. Jean Avenue, Timmins, Ontario, P4R 0J7
6.7

Secondary Schools

O’Gorman
Public150 George Avenue, Timmins, Ontario, P4N 4M1
5.3
Theriault
Public341 Thériault Boulevard, Timmins, Ontario, P4N 7K3
4.4
Timmins
Public451 Thériault Boulevard, Timmins, Ontario, P4N 8B2
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.