20 Nippissing Ridge Road, Tiny, ON

$2,200,000
MLS#:S13091276
6 beds
5 baths
3500-5000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Tiny. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $2,200,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 277 x 580 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Atrium, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Perched high on a ridge in the coveted Cedar Ridge community at Cedar Point, this exceptional four-season residence captures sweeping panoramic views over the turquoise waters of Georgian Bay - "The Sixth Great Lake" and a UNESCO Biosphere Reserve - along with unforgettable western sunsets. Set on a premium 3.3 - acre lot just under two hours from Toronto, the home offers remarkable privacy, natural beauty, and a true four-season lifestyle. Designed for both relaxation and entertaining, the open-concept kitchen, dining and great room feature soaring vaulted ceilings, oak hardwood flooring, and oversized windows that fill the space with natural light. A granite-stone wood-burning fireplace anchors the great room, while a propane stove warms the sunroom. A wrap-around Western Red Cedar deck with LED lighting and a screened-in cedar lanai create seamless indoor-outdoor living. The private primary suite includes a 5-piece ensuite and direct access to its own deck overlooking the Bay. A walkout lower level with in-floor radiant heating and an upper loft provide flexible space for family and guests. Premium features include Pollard windows, Pella patio door, Lepage front door, generator, high-efficiency furnace, UV water treatment, air exchanger, irrigation, private well and septic. Professionally landscaped with integrated lighting and flagstone walkways. Located near theThunder Beach community, Awenda Provincial Park, Lafontaine Beach and the towns of Penetanguishene and Midland, with Georgian Bay General Hospital and essential services close at hand. World-class skiing at Blue Mountain and Horseshoe Valley is just 40 minutes away, while nearby golf and tennis clubs, sailing clubs, trails and sandy beaches offer recreation for every season. Private beach club membership available. A rare opportunity to own a four-season retreat in one of Ontario's most breathtaking and prestigious shoreline settings!

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Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished with Walk-Out, Full
Lot Size277 × 580 Feet
CountySimcoe
Annual Tax$10,647
Legal DescriptionPLAN M607 LOT 16 PT LO 15 AND RP 51R37321 PARTS 2 AND3

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Campground, Clear View, Cul de Sac/Dead End, Golf, Hospital, Lake Access

Interior Features

Air Exchanger, Atrium, Auto Garage Door Remote, Bar Fridge, Built-In Oven, Countertop Range, ERV/HRV, Floor Drain, Generator - Full, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Propane Tank, Storage, Storage Area Lockers, Sump Pump, Ventilation System, Water Heater, Water Purifier, Water Treatment

Security Features

Alarm System, Carbon Monoxide Detectors, Monitored, Smoke Detector

Community Features

Location

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20 Nippissing Ridge Road, Tiny, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Nippissing Ridge Road, Tiny, ON L9M 0T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tiny.

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Interest Rate5.25%
Down Payment$440,000 (20.0%)
* Minimum Canadian down payment required for this price is $440,000.
Amortization Period25 Years
Estimated Monthly Payment$10,488Based on a loan of $1,760,000 over 25 years.
Purchase Price$2,200,000
Loan Amount$1,760,000
Provincial Land Transfer Tax:$41,475
Total Estimated Closing Taxes:$41,475

About Purchasing a Home in Tiny, ON

For a property listed at $2,200,000 in Tiny, the legal minimum down payment is $440,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $41,475 for this transaction. As this listing is in Tiny (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $41,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Tiny, Tiny.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,068,750

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.