106 Oxford Street, Toronto, ON

$1,645,000
MLS#:C13115482
4 beds
3 baths
1500-2000 sqft
1.5 parking
Residential Freehold
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This listing is no longer active (Terminated)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 3-Storey duplex located in the coveted neighborhood of Kensington-Chinatown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,645,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 16.33 x 123 ft lot
  • Features a separate entrance, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.5 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Countertop Range
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Welcome to 106 Oxford Street - a rare, versatile opportunity in the heart of Toronto. Ideal for couples, growing families, investors, or co-ownership buyers. This thoughtfully designed property offers exceptional flexibility, with multiple spacious rooms that can function as bedrooms, home offices, or creative spaces - perfect for today's live/work lifestyle. The lower unit features a flexible layout with modern, upscale finishes, ideal for rental income or as an owner suite, with a basement that can serve as a second bedroom or recreation space. The upper unit offers 2 bedrooms (one easily used as a workspace), 1 bath, a bright living area, and a kitchen with walkout to a private wooden deck. Enjoy a coveted Queen West-inspired vibe - airy, character-filled, and perfect for entertaining. Two skylights fill the top bedroom/workspace with natural light. Unbeatable location just minutes to Kensignton Market and Little Italy, with top-tier dining, cafes, and nightlife at your doorstep. Close to major hospitals and within easy reach of the downtown universities -making this an excellent option for healthcare professionals, students, and investors alike. Excellent TTC access and a high walk score make commuting effortless. Whether you're looking to live, invest, or both, this is a standout opportunity in one of Toronto's most vibrant neighbourhoods.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style3-Storey
ConstructionBrick
BasementSeparate Entrance, Walk-Out
Lot Size16.33 × 123 Feet
CountyToronto
Annual Tax$8,611
Legal DescriptionPT LT 93-94 PL D55 TORONTO AS IN CA403913; S/T & T/W CA403913; CITY OF TORONTO

Parking & Garage

Parking Spaces1.5
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Hospital, Place Of Worship, Public Transit, School

Interior Features

Auto Garage Door Remote, Built-In Oven, Countertop Range, On Demand Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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106 Oxford Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Oxford Street, Toronto C01, ON M5T 1P3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$329,000 (20.0%)
* Minimum Canadian down payment required for this price is $329,000.
Amortization Period25 Years
Estimated Monthly Payment$7,842Based on a loan of $1,316,000 over 25 years.
Purchase Price$1,645,000
Loan Amount$1,316,000
Provincial Land Transfer Tax:$29,375
Toronto Municipal Land Transfer Tax:$29,375
Total Estimated Closing Taxes:$58,750

About Purchasing a Home in Toronto, ON

For a property listed at $1,645,000 in Toronto, the legal minimum down payment is $329,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $29,375 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $29,375 also applies, bringing the total estimated land transfer taxes to $58,750.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,165,684

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

St Monica
Public14 Broadway Avenue, Toronto, Ontario, M4P 1T4
6.9
Deer Park
Public23 Ferndale Avenue, Toronto, Ontario, M4T 2B4
6.9
St Anselm
Public182 Bessborough Drive, Toronto, Ontario, M4G 3J9
8.7
Blythwood
PublicToronto, Ontario, M4G 0A6
9.4
Our Lady of Perpetual Help
Public1 1/2 Garfield Avenue, Toronto, Ontario, M4T 1E6
9.7

Secondary Schools

North Toronto
Public17 Broadway Avenue, Toronto, Ontario, M4P 1T7
8.4
Northern
Public851 Mount Pleasant Road, Toronto, Ontario, M4P 2L5
8.2
Marshall McLuhan
Public1107 Avenue Road, Toronto, Ontario, M5N 3B1
7.2
Leaside
Public200 Hanna Road, Toronto, Ontario, M4G 3N8
9.1
Forest Hill
Public78 Dunloe Road, Toronto, Ontario, M5P 2T6
7.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.