1084 Bay Street, Toronto, ON

$2,895,000
MLS#:C13455544
3 beds
3 baths
2500-2749 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of Bay Street Corridor. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $2,895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-2749 sqft
  • Features a other, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Sophisticated urban living in the heart of Bay & Bloor. This architecturally striking limestone townhouse offers approximately 2,686 sq. ft. of meticulously maintained living space plus a 432 sq. ft. private rooftop terrace. Connected by a private elevator, the residence blends the scale and flexibility of a home with the convenience of condominium living.Thoughtfully designed with multiple living areas, soaring ceilings, floor-to-ceiling glazing, and desirable east and west exposures, the home is filled with natural light throughout the day. The quality of construction and level of care are immediately apparent, with timeless finishes and an exceptional sense of permanence rarely found in urban townhouse living.The chef's kitchen is appointed with premium Wolf and Sub-Zero appliances and custom cabinetry, while flexible living spaces accommodate a variety of lifestyles, including home office, guest suite, fitness, or family living. Additional features include two integrated garages with direct access, a home gym, generous storage, and seamless connectivity between levels via private elevator.The rooftop terrace provides a rare outdoor retreat above the city, offering an ideal setting for entertaining, dining, or quiet relaxation.Perfectly positioned just steps from Yorkville, the University of Toronto, Philosopher's Walk, world-class dining, luxury shopping, and both the Yonge and Bloor subway lines, this is a rare opportunity to own an exceptionally well-built and beautifully maintained residence in one of Toronto's most connected and prestigious neighbourhoods.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-2749 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionConcrete
BasementOther, Finished
CountyToronto
Annual Tax$18,784.31

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Library, Park, Public Transit, School

Interior Features

Carpet Free

Security Features

Community Features

Location

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1084 Bay Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1084 Bay Street, Toronto C01, ON M5S 0A3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$579,000 (20.0%)
* Minimum Canadian down payment required for this price is $579,000.
Amortization Period25 Years
Estimated Monthly Payment$13,801Based on a loan of $2,316,000 over 25 years.
Purchase Price$2,895,000
Loan Amount$2,316,000
Provincial Land Transfer Tax:$58,850
Toronto Municipal Land Transfer Tax:$58,850
Total Estimated Closing Taxes:$117,700

About Purchasing a Home in Toronto, ON

For a property listed at $2,895,000 in Toronto, the legal minimum down payment is $579,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $58,850 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $58,850 also applies, bringing the total estimated land transfer taxes to $117,700.

Nearby Listings

Distance:

No current listings found in Toronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bay Street Corridor, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$827,792

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9
Whitney
PublicQueen's Park Crescent West, Toronto, Ontario, M5S 3M2
9.7
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Orde Street
Public18 Orde Street, Toronto, Ontario, M5T 1N7
6.2
Kane
Public56, Toronto, Ontario, M4Y 2T6
4.9

Secondary Schools

St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.